3040 Mount Carmel Rd, Clever, MO 65631 Property Records

Christian County property record for 3040 Mount Carmel Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1998
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,950 (Mar 2026)
Tax Bill	$1,332 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.8-34-0-0-13`

Property Details

APN / Parcel Number

Primary APN	`9-0.8-34-0-0-13`
Alternative APN	`09-0.8-34-000-000-013.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	663 ft deep x 265 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3040 MOUNT CARMEL RD
City	CLEVER
State	MO
Zip	65631-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWNW4, BEG 282.54E NWCOR NWNW4, E264.52 S662.70 W264.52 N662.69 TO POB. (* SB-190 APPROVED APPLICANT *)
Legal Range	23W
Legal Township	27N
Legal Section	34
Legal Subdivision	CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4021
Census Tract	20102

Owner

Source: Christian County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3040 MOUNT CARMEL RD, CLEVER, MO 65631-6108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	20262475
Deed Book / Page	2026 / 2437
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000007109
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 3, 2026
Property Address	3040 MOUNT CARMEL RD, CLEVER, MO 65631-6108
Document Number	0202602437
Book / Page	2026 / 2437
Instrument Date	Mar 3, 2026
Instrument	2026L02475
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 MOUNT CARMEL RD, CLEVER, MO 65631-6108

Mortgage

Document Number	2026L02476
Date	Mar 3, 2026
Instrument	2026L02476

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 12, 2023
Property Address	3040 MOUNT CARMEL RD, CLEVER, MO 65631-6108
Document Number	0202306327
Book / Page	2023 / 6327
Instrument Date	Jun 9, 2023
Instrument	2023L06419
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 MOUNT CARMEL RD, CLEVER, MO 65631-6108

Mortgage

Document Number	2023L06420
Date	Jun 12, 2023
Instrument	2023L06420

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,970 (+5.23%)	$131,400 (+5.2%) Land $40,000 Building $91,400
2024	$1,332.00
2023		$23,730 (+21.38%)	$124,900 (+21.38%) Land $40,000 Building $84,900
2022		$19,550
2021			$102,900 Land $18,000 Building $84,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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