Shelby County property record for 3040 McCool Ave, Memphis, TN 38114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,551 sqft · built 1951 |
| Lot Size | 0.174 acres (7,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Feb 2021) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-9016-0-0036 |
| Primary APN | 05-9016-0-0036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Family Room | Family Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,585 sqft (0.174 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3040 MCCOOL AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38114-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Subdivision | CHEROKEE |
| Legal Lot Number | 73 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8120 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3040 MCCOOL AVE, MEMPHIS, TN 38114-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Apr 18, 2017 | Warranty Deed, Transfer PREFERRED TITLE, PREFERRED TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 202115314 |
| Prior Transfer Date | Sep 23, 2014 |
| Prior Transfer Doc | 0000098787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 5, 2021 |
| Property Address | 3040 MCCOOL AVE, MEMPHIS, TN 38114-5135 |
| Document Number | 0021015314 |
| Map Reference | MB 15 PG 28 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 21015314 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3040 MCCOOL AVE, MEMPHIS, TN 38114-5135 |
| Document Number | 0021015315 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 21015315 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Number | 0021015316 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 21015316 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 18, 2017 |
| Property Address | 3040 MCCOOL AVE, MEMPHIS, TN 38114-5135 |
| Document Number | 0000038321 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 38321 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | PREFERRED TITLE, PREFERRED TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6053 SHADOW OAK CT JACKSONVILLE FL 322771629, JACKSONVILLE, FL 32277-1629 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,177.00 (-14.65%) | $43,775 (+93.27%) Land $2,625 Building $41,150 | $175,100 (+93.27%) Land $10,500 Building $164,600 |
| 2023 | $22,650 Land $1,250 Building $21,400 | ||
| 2022 | $1,379.00 | ||
| 2021 | $90,600 Land $5,000 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1984–1985) |
| Most Recent Claim | Mar 1985 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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