Clinton County and Peru Town property record for 3040 Main St, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,642 sqft · built 1900 |
| Lot Size | 0.513 acres (22,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Jun 2019) |
| Tax Bill | $1,728 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 280.1-4-12 |
| Primary APN | 094000 280.1-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| 2nd Floor Area | 276 sqft |
| Upper Floors Area | 216 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,369 sqft (0.513 acres) |
| Lot Dimensions | 315 ft deep x 70.9 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 246 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3040 MAIN ST |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 101901 |
Source: Clinton County and Peru Town records · APN 094000 280.1-4-12
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 MAIN ST, PERU, NY 12972-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional with PMI PARAGON HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 2019301516 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 3040 MAIN ST, PERU, NY 12972-2900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000322661 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 20220-00322661 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jun 21, 2019 |
| Property Address | 3040 MAIN ST, PERU, NY 12972-2900 |
| Document Number | 0000301516 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 301516 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2019 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32 JACKSON ST KEESEVILLE NY 129441102, KEESEVILLE, NY 12944-1102 |
| Document Number | 301517 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 301517 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,728.00 | $202,200 (+19.57%) Land $14,200 Building $188,000 | $202,200 (+19.57%) Land $14,200 Building $188,000 |
| 2023 | $169,100 Land $14,200 Building $154,900 | $169,100 Land $14,200 Building $154,900 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Atlas Connectivity, Westelcom Network.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PERU WD serves 2,700 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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