Santa Cruz County property record for 3040 Lomita Ct, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,776 sqft · built 2004 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,611 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-351-12 |
| Primary APN | 039-351-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,072 sqft |
| Patio Area | 1,072 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3040 LOMITA CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Subdivision | GORDON WILLIAMSON |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-351-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC |
| Jan 09, 2020 | Deed of Trust, Mortgage LOANLOCK |
| Jul 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 19, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 09, 2018 |
| Transfer Doc | 0000021822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031004 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-0031004 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Document Number | 0000001674 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3040 LOMITA CT APTOS CA 950033326, APTOS, CA 95003-3326 |
| Document Number | 0000001674 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1674 |
| Name | LOANLOCK |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 18, 2018 |
| Property Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Document Number | 0000021822 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 2018-0021822 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Document Number | 0000021823 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018-0021823 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 19, 2017 |
| Property Address | 3040 LOMITA CT, APTOS, CA 95003-3326 |
| Document Number | 0000023641 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 23641 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,682 (+2%) Land $14,918 Building $353,764 | ||
| 2025 | $5,611.00 (+11.95%) Homeowner's exemption | $361,454 (+4.04%) Land $14,626 Building $346,828 | |
| 2023 | $5,012.00 (+2.81%) Homeowner's exemption | $347,418 Land $14,058 Building $333,360 | $1,556,010 |
| 2022 | $4,875.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, California Internet, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
Based on FCC filings for 298 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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