3040 Laredo Dr, Bowling Green, KY 42101 Property Records

Warren County property record for 3040 Laredo Dr, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049A-15-227`

Property Details

APN / Parcel Number

Primary APN	`049A-15-227`
Alternative APN	`401244`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	3040 LAREDO DR
City	BOWLING GREEN
State	KY
Zip	42101-7708
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	227
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3040 LAREDO DR, BOWLING GREEN, KY 42101-7708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 5, 2022	Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 22, 2023
Property Address	3040 LAREDO DR, BOWLING GREEN, KY 42101-7708
Document Number	0D1282/772
Book / Page	D1282 / 772
Map Reference	MB 45 PG 25-26
Instrument Date	Jun 15, 2023
Instrument	2005339
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2178 MENG RD, BOWLING GREEN, KY 42104-8780

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 CUMBERLAND TRACE RD APT 511, 511, BOWLING GREEN, KY 42103-8907

Mortgage

Document Number	0002005340
Date	Jun 22, 2023
Instrument	2005340

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 5, 2022
Property Address	3040 LAREDO DR, BOWLING GREEN, KY 42101-7708
Document Number	0D1261/487
Book / Page	D1261 / 487
Map Reference	MB 45 PG 25&26
Instrument Date	Jun 28, 2022
Instrument	1957965
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 MENG RD, BOWLING GREEN, KY 42104-8780

Mortgage

Document Number	0001957966
Date	Jul 5, 2022
Instrument	1957966

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+347.88%)	$258,000 (+501.4%)	$258,000 (+501.4%)
2023	$520.00	$42,900	$42,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: North Central Communications.

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