3040 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3040 Lakeshore Blvd, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	3,205 sqft Heated Area
Lot Size	67,954 sqft (1.55 acres)
Garage	Finished, 484 sqft
Last Sale	$900,000 (2022)
Tax Bill	$9,123.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`114017`
Alternative APN	`342530506000011150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,205 sqft Heated Area
Gross Area	4,703 sqft Gross Area
1st Floor	2,437 sqft 1st Floor
Upper Floors	504 sqft Upper Floors
Attic Area	264 sqft Attic
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	67,954 sqft (1.55 acres)
Depth X Width	680 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage

Exterior Amenities

Pool Area	16 sqft Pool
Fence	Fence
Deck Area	180 sqft Deck
Patio Area	1,592 sqft Patio
Porch	1 Porch
Porch Area	1,014 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	114017
Street Address	3040 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-1948
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD BLVD LOTS PB B PG 63 LOT 115 & LAND LYING BTWN LOT & LAKE
Legal Range	30E
Legal Township	25S
Legal Section	34
Legal Subdivision	TINDALL ESTATES
Legal Tract	5060
Legal Block	1
Legal Lot Number	115
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43203

Owner

Source: Osceola County records · APN 114017

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13030 LESSING AVE, ORLANDO, FL 32827-7570
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Apr 02, 2004 · Amount on Record
Deed Doc Number	2022164855
Deed Book / Page	6314 / 42
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 14, 2022
Property Address	3040 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1948
Document Number	0063140042
Book / Page	6314 / 42
Map Reference	MB B PG 61-64
Instrument Date	Nov 10, 2022
Instrument	2022164855
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5404 CHISWICK CIR, 5404, BELLE ISLE, FL 32812-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1948

Mortgage

Document Number	0000631444
Date	Nov 14, 2022
Instrument	6314/44

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,123.00 (+3.28%)	$607,100 (+3.25%) Land $150,000 Building $457,100	$607,100 (+3.25%) Land $150,000 Building $457,100
2023	$8,833.00 (+40.45%)	$588,000 (+30.99%) Land $140,000 Building $448,000	$588,000 (+15.18%) Land $140,000 Building $448,000
2022	$6,289.00 Homeowner's exemption	$448,880	$510,500 Land $125,000 Building $385,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.