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3040 Jacobs Garden Ln, Frederick, MD 21701 Property Records

Frederick County property record for 3040 Jacobs Garden Ln, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details4.5 ba · 2,853 sqft · built 2018
Lot Size0.073 acres (3,178 sqft)
OwnerIndividual Name on Record
Last Sale$564,005 (Jul 2018)
Tax Bill$10,642 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN02-594624

Property Details

APN / Parcel Number

Primary APN02-594624
Alternative APN
  • 594624

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,853 sqft Living Area
1st Floor Area1,181 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,178 sqft (0.073 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Balcony Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number594624
Street Address3040 JACOBS GARDEN LN
CityFREDERICK
StateMD
Zip21701-3384
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 472 PLAT 22 SECT 3,178 SQ FT MILL ISLAND AT WORMANS
Legal SubdivisionPLAT 22 MILL ISLAND AT WORMANS MILL
Legal Lot Number472
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1011
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3040 JACOBS GARDEN LN, FREDERICK, MD 21701-3384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2018Deed of Trust, Mortgage
M & T BANK
Jul 27, 2018Grant Deed, Transfer
VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Deed Book / Page12537 / 69
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3040 JACOBS GARDEN LN, FREDERICK, MD 21701-3384
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0122270068
DateJan 10, 2018
Book Page12227/0068
Instrument12227-0068
Lender
NameM & T BANK
TypeBank
Address00000
Agreement
AmountAmount Recorded

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 27, 2018
Property Address3040 JACOBS GARDEN LN, FREDERICK, MD 21701-3384
Document Number0125370069
Book / Page012537 / 000069
Instrument DateJul 23, 2018
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$564.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3040 JACOBS GARDEN LN FREDERICK MD 217013384, FREDERICK, MD 21701-3384

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,333 (+22.55%)$641,600 (+10.97%) Land $130,000 Building $511,600
2025$10,642.00 (+19.86%)
2023$8,879.00$489,067$578,200 Land $90,000 Building $488,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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