3040 Elgin Dr, Memphis, TN 38115 Property Records

Shelby County property record for 3040 Elgin Dr, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,480 sqft · built 1965
Lot Size	0.238 acres (10,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,900 (Sep 2017)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Aug 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4083-0-0024`

Property Details

APN / Parcel Number

Primary APN	`07-4083-0-0024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	1,296 sqft
Utility Area	84 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,368 sqft (0.238 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3040 ELGIN DR
City	MEMPHIS
State	TN
Zip	38115-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	FOX MEADOWS
Legal Block	A-1
Legal Lot Number	30
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	3
Census Block	3006
Census Tract	10720

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 LENOX WAY, WESTBOROUGH, MA 01581-1196
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage STIFEL BK&TR
Aug 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN BANCORP BK NA
Jul 20, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	201796952
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 20, 2017
Property Address	3040 ELGIN DR, MEMPHIS, TN 38115-2213
Document Number	0000096952
Instrument Date	Sep 14, 2017
Instrument	96952
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 LENOX WAY WESTBOROUGH MA 015811196, WESTBOROUGH, MA 01581-1196

Mortgage

Document Number	96953
Date	Sep 20, 2017
Instrument	96953

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 4, 2017
Property Address	3040 ELGIN DR, MEMPHIS, TN 38115-2213
Instrument Date	Aug 1, 2017
Instrument	79779
Transaction Type	Construction Loan
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079779
Date	Aug 4, 2017
Instrument	79779

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 3, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 20, 2017
Property Address	3040 ELGIN DR, MEMPHIS, TN 38115-2213
Document Number	0000073596
Instrument Date	Jul 14, 2017
Instrument	73596
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,402.00 (-45.26%)	$52,125 (+23.96%) Land $5,750 Building $46,375	$208,500 (+23.96%) Land $23,000 Building $185,500
2023		$42,050 Land $5,000 Building $37,050
2022	$2,561.00
2021			$168,200 Land $20,000 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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