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3040 E Central Ave, Bartow, FL 33830 Property Records

Polk County property record for 3040 E Central Ave, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1947
Square Footage1,644 sqft Living Area
Lot Size2.2 acres
OccupancyOwner Occupied
Last Sale$140,000 (2014)
Tax Bill$2,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-30-16-693500-009040
Alternative APNs
  • 163026693500009040
  • 63026000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,644 sqft Living Area
Gross Area1,679 sqft Gross Area
1st Floor1,224 sqft 1st Floor
Basement Area455 sqft Basement
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area95,932 sqft
Depth X Width629 ft x 271 ft Depth x Width
Garage TypeCarport Garage
Garage Area484 sqft Garage
CarportCarport
Carport Area484 sqft Carport
Shed1 Shed
Porch Area420 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3040 E CENTRAL AVE
CityBARTOW
StateFL
Zip33830-8585
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTAR LAKE HEIGHTS PB 9 PG 43 BLK 9 LOTS 4 THRU 12 & ADJACENT PENNSYLVANIA BLVD (CLOSED) LYING E OF SAME LESS ANY PT THEREOF LYING WITHIN NW1/4 OF NW1/4 OF NE1/4 OF SEC
Legal Range26E
Legal Township30S
Legal Section16
Legal SubdivisionSTAR LAKE HEIGHTS
Legal Tract693500
Legal Block9
Legal Lot Number4-12
JurisdictionPOLK FL
Minor Civil DivisionBARTOW
Census Blockgroup1
Census Block1025
Census Tract15302

Owner

Source: Polk County records · APN 26-30-16-693500-009040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3040 E CENTRAL AVE, BARTOW, FL 33830-8585
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 27, 2020Warranty Deed, Transfer
NEIGHBORS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2014 · Amount on Record
Deed SaleSep 17, 2014 · Amount on Record
Prior SaleJul 21, 1997 · Amount on Record
Deed Doc Number2014158712
Deed Book / Page9340 / 490
Prior Transfer DateDec 28, 2011
Prior Transfer Doc0000220899
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3040 E CENTRAL AVE, BARTOW, FL 33830-8585
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 E CENTRAL AVE, BARTOW, FL 33830-8585

Mortgage

Document Number0000093043
DateApr 23, 2024
Book Page13088/423
Instrument2024093043
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2044

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 27, 2020
Property Address3040 E CENTRAL AVE, BARTOW, FL 33830-8585
Document Number0111891371
Book / Page011189 / 001371
Instrument DateMar 23, 2020
Instrument68349
Transaction TypeTransfer
Record UpdatedMay 06, 2020
Title CompanySMART TITLE II LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,413.00
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 E CENTRAL AVE BARTOW FL 338308585, BARTOW, FL 33830-8585

Mortgage

Document Number111891373
DateMar 27, 2020
Book Page011189/001373
Instrument68350
Lender
NameNEIGHBORS BK
TypeBank
AddressCOLUMBIA, MO 65202
Agreement
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,788.00 (-11.07%) Homeowner's exemption$255,881 (+5.99%)$305,000 (-1.17%) Land $130,008 Building $174,992
2023$3,135.00 (+2.96%) Homeowner's exemption$241,427 (+3%)$308,622 (+31.67%) Land $125,634 Building $182,988
2022$3,045.00 Homeowner's exemption$234,395 Land $84,755 Building $149,640$234,395 Land $84,755 Building $149,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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