3040 Deer Creek Farm, Union, MO 63084 Property Records

Franklin County property record for 3040 Deer Creek Farm, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,300 sqft · built 1989
Lot Size	5.19 acres (226,512 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-5-16.0-0-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`21-5-16.0-0-000-007.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	226,512 sqft (5.19 acres)

Location & Zoning

Street Address	3040 DEER CREEK FARM
City	UNION
State	MO
Zip	63084-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NE NW B&P 1430-01409 5/30/2002 1430-01389 5/30/2002
Legal Range	01E
Legal Township	42
Legal Section	16
Legal Subdivision	COUNTRY CLUB LAKE SEC 03
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2031
Census Tract	800802

Owner

3040 Deer Creek Farm is owned and occupied by two individuals who acquired it in October 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3040 DEER CREEK FARM, UNION, MO 63084-4700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 15, 2018	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018
Deed Sale	Oct 15, 2018
Deed Document Number	1814357
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3040 DEER CREEK FARM, UNION, MO 63084-4700
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206839
Date	Apr 29, 2022
Instrument	2206839

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 15, 2018
Property Address	3040 DEER CREEK FARM, UNION, MO 63084-4700
Document Number	0000014357
Instrument Date	Oct 15, 2018
Instrument	14357
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3040 DEER CREEK FARM UNION MO 630844700, UNION, MO 63084-4700

Mortgage

Document Number	14358
Date	Oct 15, 2018
Instrument	14358

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3040 Deer Creek Farm was $2,294.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00	$37,084	$195,180 Land $43,400 Building $151,780
2023	$1,799.00 (+5.64%)	$32,121	$169,060 Land $27,800 Building $141,260
2022	$1,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3040 Deer Creek Farm in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 Deer Creek Farm is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	100 / 10

May also be available: AT&T, BlueBit Networks, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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