3040 Cooter St, Bakersfield, CA 93307 Property Records

Kern County property record for 3040 Cooter St, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1963
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Aug 1995)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-293-15-00-1`

Property Details

APN / Parcel Number

Primary APN	`173-293-15-00-1`
Alternative APNs	`173-293-15-0` `1732931500` `17329315`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	173293150
Street Address	3040 COOTER ST
City	BAKERSFIELD
State	CA
Zip	93307-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	PARCEL MAP 1416 , LOT 3
Legal Subdivision	PM 1416
Legal Tract	1416
Legal Block	1
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1024
Census Tract	2401

Owner

3040 Cooter St is owned by an individual who bought it in August 1995.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	32608 MONTGOMERY DR, SPRINGVILLE, CA 93265-9676
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2023	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Oct 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 1995 · Amount on File
Deed Sale	Aug 10, 1995 · Amount on File
Deed Document Number	199595730
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 14, 2026
Property Address	3040 COOTER ST, BAKERSFIELD, CA 93307-9797
Document Number	0000041058
Instrument Date	Apr 8, 2026
Instrument	202641058
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	32608 MONTGOMERY DR, SPRINGVILLE, CA 93265-9676

Mortgage

Document Number	0000041058,
Date	Apr 14, 2026
Instrument	202641058

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Oct 30, 2023
Property Address	3040 COOTER ST, BAKERSFIELD, CA 93307-9797
Document Number	0000133814
Map Reference	MB 7 PG 73
Instrument Date	Oct 25, 2023
Instrument	223133814
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32608 MONTGOMERY DR, SPRINGVILLE, CA 93265-9676

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Oct 30, 2023
Property Address	3040 COOTER ST, BAKERSFIELD, CA 93307-9797
Document Number	0000133815
Map Reference	MB 7 PG 73
Instrument Date	Oct 23, 2023
Instrument	223133815
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32608 MONTGOMERY DR, SPRINGVILLE, CA 93265-9676

Mortgage

Document Number	0000133816
Date	Oct 30, 2023
Instrument	223133816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3040 Cooter St was $3,216, down 0.2% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Fairfax Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,703 (+2%) Land $76,237 Building $155,466
2025	$3,216.00 (-0.16%)	$227,161 Land $74,743 Building $152,418
2024	$3,221.00 (+6.09%)
2023	$3,036.00 (+3.2%) Homeowner's exemption	$218,343 Land $71,842 Building $146,501
2022	$2,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3040 Cooter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3040 Cooter St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T.

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