3040 Cairo Rd, Paducah, KY 42001 Property Records

McCracken County property record for 3040 Cairo Rd, Paducah, KY 42001 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	167,706 sqft (3.85 acres)
Garage	Detached
Occupancy	Owner Occupied
Last Sale	$198,000 (2023)
Tax Bill	$1,956.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`094-40-00-041.01`
Alternative APNs	`145914` `145915` `22135`

Interior

Stories	1 Stories

Exterior

Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Lot Area	167,706 sqft (3.85 acres)
Garage Type	Detached Garage

Utilities and HVAC

Heating System	Gas Heating

Location & Zoning

Account Number	145914
Street Address	3040 CAIRO RD
City	PADUCAH
State	KY
Zip	42001-9456
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	16-9-4A 3.85 AC 3038-3040 CAIRO RD
Legal Subdivision	WAIVER OF SUB FOR HELEN GRAMSE
Jurisdiction	MCCRACKEN KY
Minor Civil Division	PADUCAH
Census Blockgroup	1
Census Block	1027
Census Tract	31401

Owner

Source: McCracken County records · APN 094-40-00-041.01

Assessment roll updated December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3040 CAIRO RD, PADUCAH, KY 42001-9456
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Doc Number	2023677904
Deed Book / Page	1484 / 676
Prior Transfer Date	Jul 20, 2023
Prior Transfer Doc	0000678413
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	May 06, 2026
Property Address	3040 CAIRO RD, PADUCAH, KY 42001-9456
Document Number	0000845552
Book / Page	1878 / 491
Instrument Date	Apr 27, 2026
Instrument	2026845552
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 CAIRO RD, PADUCAH, KY 42001-9456

Mortgage

Document Number	0000845552,
Date	May 06, 2026
Book Page	1878/491
Instrument	2026845552

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated December 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (+31.63%)	$198,000 (+30.26%)	$198,000 (+30.26%)
2023	$1,486.00 (-1.59%)	$152,000 (-)	$152,000 (-)
2022	$1,510.00	$152,000	$152,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.