Lancaster County property record for 3040 Bertram St, Roca, NE 68430 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,383 sqft Living Area |
| Lot Size | 11,367 sqft (0.261 acres) |
| Garage | Attached, 1,092 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $593,000 (2023) |
| Tax Bill | $8,693.00 (2024) |
| Primary APN | 16-31-111-008-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,383 sqft Living Area |
| Gross Area | 4,808 sqft Gross Area |
| 1st Floor | 1,783 sqft 1st Floor |
| Basement Area | 1,783 sqft Basement |
| Finished Basement | 1,600 sqft Finished |
| Unfinished Basement | 183 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,367 sqft (0.261 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,092 sqft Garage |
| Porch Area | 150 sqft Porch |
| View | Park View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3040 BERTRAM ST |
|---|---|
| City | ROCA |
| State | NE |
| Zip | 68430-4451 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IRON RIDGE 6TH ADDITION, BLOCK 2, LOT 8 |
| Legal Subdivision | IRON RIDGE 6TH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | LANCASTER NE |
| Minor Civil Division | LINCOLN |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 3726 |
Source: Lancaster County records · APN 16-31-111-008-000
Assessment roll updated October 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3040 BERTRAM ST, ROCA, NE 68430-4451 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 04, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage COGENT BANK |
| Sep 27, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK |
| Jun 15, 2022 | Warranty Deed, Transfer · Line of Credit COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Jun 15, 2022 · Amount on Record |
| Deed Doc Number | 202329047 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 3040 BERTRAM ST, ROCA, NE 68430-4451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000033740 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 2022033740 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68508 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Sep 27, 2023 |
| Property Address | 3040 BERTRAM ST, ROCA, NE 68430-4451 |
| Document Number | 0000029047 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023029047 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,334.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0000029048 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023029048 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jun 15, 2022 |
| Property Address | 3040 BERTRAM ST, ROCA, NE 68430-4451 |
| Document Number | 0000025650 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022025650 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | NOT AVAILABLE, CHARTER T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000025651 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022025651 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lancaster County records · Assessment roll updated October 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Lincoln City |
| Unified School District | Lincoln Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,326.00 (+18.79%) | $596,200 (+311.46%) Land $106,200 Building $490,000 | $596,200 (+311.46%) Land $106,200 Building $490,000 |
| 2024 | $8,693.00 (+269.29%) | ||
| 2023 | $2,354.00 (+104.7%) | $144,900 (+13%) Land $106,200 Building $38,700 | $144,900 (+13%) Land $106,200 Building $38,700 |
| 2022 | $1,150.00 | $63,000 Land $63,000 | $63,000 Land $63,000 |
Source: FEMA National Flood Hazard Layer, Lancaster County (31109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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