3040 22nd St S, Fargo, ND 58103 Property Records

Cass County property record for 3040 22nd St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1979
Lot Size	0.114 acres (4,956 sqft)
Owner	Individual Name on File
Last Sale	$163,551 (Dec 2021)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00040-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00040-000`

Interior

Building Area	1,260 sqft Total Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Lot Area	4,956 sqft (0.114 acres)
Lot Dimensions	119 ft deep x 41 ft wide

Location & Zoning

Street Address	3040 22ND ST S
City	FARGO
State	ND
Zip	58103-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 4 BLOCK: I ADDITION: IJM ADDITIONAL: IJM LOT 4 BLK I
Legal Subdivision	I J M
Legal Block	1
Legal Lot Number	4
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2009
Census Tract	1003

Owner

3040 22nd St S is owned by an individual who bought it in December 2021.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 10535, FARGO, ND 58106-0535
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Sep 28, 2009 · Amount on File
Deed Document Number	20211652798
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 1, 2021
Property Address	3040 22ND ST S, FARGO, ND 58103-5801
Document Number	0001652798
Instrument Date	Nov 29, 2021
Instrument	1652798
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10535, FARGO, ND 58106-0535

Mortgage

Document Number	0001652799
Date	Dec 1, 2021
Instrument	1652799

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3040 22nd St S was $1,137.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00	$98,350 Land $17,200 Building $81,150	$196,700 Land $34,400 Building $162,300
2023	$2,390.00	$85,950 Land $17,200 Building $68,750	$171,900 Land $34,400 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3040 22nd St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3040 22nd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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