Cook County property record for 3040 190th St, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 992 sqft · built 1965 |
| Lot Size | 0.187 acres (8,122 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,962 (2023) |
| Deeds & Mortgages | Nov 2025 Transfer Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-06-205-037 |
| Primary APN | 33-06-205-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,122 sqft (0.187 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3040 190TH ST |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438-3473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS (TOEPFERS) (OAKWOOD) ESTATES (UNIT3) SUB OF PT SE NE SEC 06-35-15 |
| Legal Range | 15E |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | TOEPFERS OAKWOOD ESTATES UNIT3 |
| Legal Lot Number | 148 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 828505 |
3040 190th St is owned by two individuals who acquired it in November 2025.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 BELDEN PL, MUNSTER, IN 46321-1107 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 29, 2021 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 14, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 |
| Deed Sale | Aug 19, 2025 |
| Prior Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 202510087 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000007053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 13, 2025 |
| Property Address | 3040 190TH ST, LANSING, IL 60438-3473 |
| Document Number | 0031707053 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2531707053 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3040 190TH ST, LANSING, IL 60438-3473 |
| Name | Verified Name |
|---|---|
| Address | 319 BELDEN PL, MUNSTER, IN 46321-1107 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 29, 2021 |
| Property Address | 3040 190TH ST, LANSING, IL 60438-3473 |
| Document Number | 0027228324 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2127228324 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | ALLIANCE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3040 190TH ST, 3040, LANSING, IL 60438-3473 |
| Name | Verified Name |
|---|---|
| Address | 3040 190TH ST, LANSING, IL 60438-3473 |
| Document Number | 0027228325 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2127228325 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3040 190TH ST, LANSING, IL 60438-3473 |
| Document Number | 1821247015 |
| Instrument Date | Jul 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3040 190TH ST LANSING IL 604383473, LANSING, IL 60438-3473 |
| Document Number | 1821247015 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 21247015 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Lansing Village |
| Elementary School District | Sunnybrook School District 171 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,323 Land $3,452 Building $12,871 | $163,230 Land $34,520 Building $128,710 | |
| 2023 | $6,962.00 (+8.7%) Homeowner's exemption | $16,321 (+49.58%) Land $3,451 Building $12,870 | $163,210 (+49.58%) Land $34,510 Building $128,700 |
| 2022 | $6,405.00 Homeowner's exemption | $10,911 Land $3,045 Building $7,866 | $109,110 Land $30,450 Building $78,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3040 190th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1981–2008) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3040 190th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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