304 Yonah Dam Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 304 Yonah Dam Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1920
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,720 (Nov 2021)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038 030`

Property Details

APN / Parcel Number

Primary APN	`038 030`
Alternative APN	`371300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	598 sqft
Patio Area	224 sqft
Canopy	380 sqft
Lean-To	272 sqft
Utility Building	192 sqft
Pole Barn	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	371300
Street Address	304 YONAH DAM RD
City	TOCCOA
State	GA
Zip	30577-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	YONAH DAM RD
Legal Subdivision	0300 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1020
Census Tract	970102

Owner

Source: Stephens County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 YONAH LAKE RD, TOCCOA, GA 30577-6967
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Mar 2, 2026	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Nov 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Mar 2, 2011
Deed Document Number	20211639
Deed Book / Page	1276 / 11
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921

Mortgage

Document Number	0014410000000247
Date	Mar 4, 2026
Book Page	0000001441/0000000247
Instrument	D2026000592

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2031

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921

Mortgage

Document Number	0014400000000469
Date	Mar 2, 2026
Book Page	0000001440/0000000469
Instrument	D2026000549

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2031

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 12, 2021
Property Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921
Document Number	0012760011
Book / Page	1276 / 11
Instrument Date	Nov 12, 2021
Instrument	2021-001639
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 YONAH DAM RD, TOCCOA, GA 30577-6921

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+45.1%)	$52,287 (+57.26%) Land $3,243 Building $49,044	$130,717 (+57.26%) Land $8,107 Building $122,610
2023	$989.00	$33,249 Land $3,243 Building $30,006	$83,123 Land $8,107 Building $75,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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