Harford County property record for 304 Winterberry Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,789 sqft · built 1984 |
| Lot Size | 0.11 acres (4,779 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Dec 2021) |
| Tax Bill | $2,809 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-022903 |
| Primary APN | 01-022903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,779 sqft (0.11 acres) |
| Lot Dimensions | 121 ft deep x 41 ft wide |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022903 |
|---|---|
| Street Address | 304 WINTERBERRY DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 98 38/41X121 AVG 304 WINTERBERRY DRIVE WILLBY WOODS PT 44/68 |
| Legal Subdivision | WILLOUGHBY WOODS 07 |
| Legal Lot Number | 98 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 WINTERBERRY DR, EDGEWOOD, MD 21040-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Dec 30, 2021 | Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Jul 22, 2013 · Amount on Record |
| Deed Book / Page | 15278 / 362 |
| Prior Transfer Date | Nov 9, 2005 |
| Prior Transfer Doc | 0064860285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 304 WINTERBERRY DR, EDGEWOOD, MD 21040-3503 |
| Document Number | 1724000338 |
| Book / Page | 17246 / 338 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 304 WINTERBERRY DR, EDGEWOOD, MD 21040-3503 |
| Document Number | 1724000338, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 17246/338 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Dec 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 30, 2021 |
| Property Address | 304 WINTERBERRY DR, EDGEWOOD, MD 21040-3503 |
| Document Number | 0152780362 |
| Book / Page | 15278 / 362 |
| Map Reference | MB 44 FO 68 |
| Instrument Date | Nov 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 819 ALBION PL, BEL AIR, MD 21014-6843 |
| Document Number | 0015278370 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 15278/370 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,809.00 (+19.38%) | $257,800 (+8.84%) Land $50,000 Building $207,800 | $257,800 (-) Land $50,000 Building $207,800 |
| 2025 | $2,353.00 (+14.78%) | $236,867 (+21.47%) | $257,800 (+32.21%) Land $50,000 Building $207,800 |
| 2023 | $195,000 Land $50,000 Building $145,000 | $195,000 Land $50,000 Building $145,000 | |
| 2022 | $2,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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