304 Winstead Rd, West Union, SC 29696 Property Records

Oconee County property record for 304 Winstead Rd, West Union, SC 29696

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1981
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Apr 1996)
Tax Bill	$178 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-01-01-043`

Property Details

APN / Parcel Number

Primary APN	`147-01-01-043`
Alternative APN	`13787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	24,829 sqft (0.569 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	13787
Old Parcel Number	147 01 01 043
Street Address	304 WINSTEAD RD
City	WEST UNION
State	SC
Zip	29696-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OAKMONT SEC II (0.73 AC.)
Legal Subdivision	OAKMONT
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	3
Census Block	3026
Census Tract	30404

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 2, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 1996 · Amount on Record
Deed Sale	Apr 6, 1996 · Amount on Record
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	May 12, 2026
Property Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027
Document Number	4844000305
Book / Page	4844 / 305
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027

Mortgage

Document Number	4844000305,
Date	May 12, 2026
Book Page	4844/305

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027

Mortgage

Document Number	0000001311
Date	Aug 2, 2023
Book Page	4474/285
Instrument	1311

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017480
Date	May 3, 2022
Book Page	4327/16
Instrument	17480

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	304 WINSTEAD RD, WEST UNION, SC 29696-3027
Document Number	0040410276
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WINSTEAD RD WEST UNION SC 296963027, WEST UNION, SC 29696-3027

Mortgage

Document Number	0040410276
Date	Oct 22, 2020
Book Page	004041/000276

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00	$3,702 (-) Land $538 Building $3,164	$92,543 (-) Land $13,450 Building $79,093
2023		$3,702 Land $538 Building $3,164	$92,543 Land $13,450 Building $79,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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