304 Williams St, Berlin, MD 21811 Property Records

Worcester County property record for 304 Williams St, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,000 sqft · built 1940
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$137,500 (Jul 2003)
Tax Bill$3,722 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-029840

Property Details

APN / Parcel Number

Primary APN03-029840
Alternative APN
  • 029840

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,000 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Depth1 ft Depth

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number029840
Street Address304 WILLIAMS ST
CityBERLIN
StateMD
Zip21811-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description60 X 175 E SIDE 3O4 WILLIAM ST BERLIN
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1022
Census Tract951000

Owner

304 Williams St is owned and occupied by two individuals who bought it in July 2003.

Source: Worcester County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address304 WILLIAMS ST, BERLIN, MD 21811-1218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2003 · Amount on File
Deed SaleJul 31, 2003 · Amount on File
Deed Document Number2003344439
Deed Book / Page3806 / 544
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address304 WILLIAMS ST, BERLIN, MD 21811-1218
Document Number0070920336
Book / Page007092 / 000336
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2017
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 WILLIAMS ST BERLIN MD 218111218, BERLIN, MD 21811-1218

Mortgage

Document Number0070920336
DateOct 13, 2017
Book Page007092/000336
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 12, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 304 Williams St was $3,722 with a homeowner's exemption, up 3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
MunicipalityBerlin Town
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,722.00 (+2.99%) Homeowner's exemption$278,667$292,200 Land $104,500 Building $187,700
2025$3,614.00 Homeowner's exemption
2023$3,377.00 Homeowner's exemption$227,500$251,600 Land $104,500 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Williams St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 individual policies
Nearby Flood Policies27 units insured
incl. 3 condo units
Nearby Flood Claims13 (1992–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Williams St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERLIN
serves 4,500 people · EPA ID MD0230001
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Williams St

Nearby Streets

Search Property Records by Address or Parcel Number