304 White Rd, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 304 White Rd, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1949
Lot Size	0.328 acres (14,301 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Oct 2017)
Tax Bill	$11,543 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00033-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`25-00033-0000-00007`
Alternative APN	`250003300007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,331 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,301 sqft (0.328 acres)
Lot Dimensions	181 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	304 WHITE RD
City	LITTLE SILVER
State	NJ
Zip	07739-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	SUNNYCREST SEC A
Legal Block	33
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	4
Census Block	4003
Census Tract	804200

Owner

304 White Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 WHITE RD, LITTLE SILVER, NJ 07739-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Oct 17, 2017	Grant Deed, Transfer · Conventional Mortgage CENTRAL JERSEY MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Jan 10, 2005 · Amount on File
Deed Document Number	2017101467
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	304 WHITE RD, LITTLE SILVER, NJ 07739-1137
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TRUE N TITLE SERVICES LLC, TRUE NORTH TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094860582
Date	Mar 2, 2021
Book Page	9486/582
Instrument	2021031752

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2041

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 17, 2017
Property Address	304 WHITE RD, LITTLE SILVER, NJ 07739-1137
Document Number	0000101467
Book / Page	009253 / 009868
Instrument Date	Sep 8, 2017
Instrument	101467
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ZWIREN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 WHITE RD LITTLE SILVER NJ 077391137, LITTLE SILVER, NJ 07739-1137

Mortgage

Document Number	101468
Date	Oct 17, 2017
Book Page	009253/009879
Instrument	101468

Lender

Name	CENTRAL JERSEY MTG CORP
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 304 White Rd was $11,543, up 19% from the year before.

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,700 (+12.12%) Land $491,400 Building $409,300	$900,700 (+12.12%) Land $491,400 Building $409,300
2025	$11,543.00 (+19.04%)	$803,300 Land $501,500 Building $301,800	$803,300 Land $501,500 Building $301,800
2024	$9,697.00
2023		$530,700 Land $205,100 Building $325,600	$530,700 Land $205,100 Building $325,600
2022	$9,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 White Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 White Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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