304 White Ave, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 304 White Ave, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	2,031 sqft · built 1920
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2000)
Tax Bill	$12,340 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`40-00806-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`40-00806-0000-00002`
Alternative APN	`400080600002`

Interior

Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	304 WHITE AVE
City	NORTHVALE
State	NJ
Zip	07647-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	60X100 1LT (605,4)
Legal Block	806
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	3
Census Block	3006
Census Tract	2200

Owner

Source: Bergen County and Northvale Borough records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 WHITE AVE, NORTHVALE, NJ 07647-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2000 · Amount on Record
Deed Sale	Oct 18, 2000 · Amount on Record
Deed Book / Page	8316 / 206
Prior Transfer Date	Oct 4, 2000
Prior Transfer Doc	8316000206
Record Updated	Sep 20, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	304 WHITE AVE, NORTHVALE, NJ 07647-1508
Document Number	0035870953
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WHITE AVE NORTHVALE NJ 076471508, NORTHVALE, NJ 07647-1508

Mortgage

Document Number	0035870953
Date	May 1, 2020
Book Page	003587/000953
Instrument	20045094

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 30, 2060

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,700 (+80.34%) Land $360,100 Building $308,600	$668,700 (+80.34%) Land $360,100 Building $308,600
2025	$12,340.00 (+3.93%)	$370,800 (-) Land $207,400 Building $163,400	$370,800 (-) Land $207,400 Building $163,400
2024	$11,873.00 (+6.03%)
2023		$370,800 Land $207,400 Building $163,400	$370,800 Land $207,400 Building $163,400
2022	$11,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20