304 Whitaker Trl, McHenry, IL 60050 Property Records

McHenry County property record for 304 Whitaker Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,860 sqft · built 2005
Lot Size	0.356 acres (15,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2026)
Tax Bill	$5,868 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-277-017`

Property Details

APN / Parcel Number

Primary APN	`14-04-277-017`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,529 sqft (0.356 acres)
Garage Type	Attached
Garage Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 WHITAKER TRL
City	MCHENRY
State	IL
Zip	60050-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2008R0012449 (RE-RECORD) UNIT 2-4 ABBEY RIDGE CONDOS 5TH SUPPL (PT MID PT OUTLT A BOONE CREEK UNIT 6)
Legal Subdivision	ABBEY RIDGE CONDOS 5TH
Legal Unit	2-4,6
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870814

Owner

Source: McHenry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4815 BURMAN DR, CRYSTAL LAKE, IL 60014-6311
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Document Number	20267610
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 23, 2026
Property Address	304 WHITAKER TRL, MCHENRY, IL 60050-2729
Document Number	0000007610
Map Reference	DOC 2004R0005063
Instrument Date	Mar 2, 2026
Instrument	2026R0007610
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 WHITAKER TRL, MCHENRY, IL 60050-2729

Mortgage

Document Number	0000007611
Date	Mar 23, 2026
Instrument	2026R0007611

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%

Mortgage

Document Number	0000007612
Date	Mar 23, 2026
Instrument	2026R0007612

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	9.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,868.00	$69,718 (+18.64%) Land $7,560 Building $62,158	$209,154 (+18.64%) Land $22,680 Building $186,474
2022		$58,765 Land $6,200 Building $52,565	$176,295 Land $18,600 Building $157,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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