304 Westminster Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 304 Westminster Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,127 sqft · built 1972
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Apr 2020)
Tax Bill	$6,146 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060D0-00-0A-04400`

Property Details

APN / Parcel Number

Primary APN	`060D0-00-0A-04400`
Alternative APN	`22108`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,127 sqft Finished Area
Basement Area	1,867 sqft
Finished Basement	1,630 sqft
Unfinished Basement	237 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	20,996 sqft (0.482 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	91 sqft
Shed	1 Shed
Shed Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	304 WESTMINSTER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	CANTERBURY HILLS SEC 5 BLK A LOT 44
Legal Subdivision	CANTERBURY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

304 Westminster Rd is owned and occupied by an individual who bought it in April 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	304 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Deed Document Number	20204008
Deed Book / Page	5299 / 437
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 10, 2020
Property Address	304 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2234
Document Number	0000004008
Book / Page	005299 / 000437
Instrument Date	Mar 20, 2020
Instrument	4008
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WESTMINSTER RD CHARLOTTESVILLE VA 229012234, CHARLOTTESVILLE, VA 22901-2234

Mortgage

Document Number	4009
Date	Apr 10, 2020
Book Page	005299/000440
Instrument	4009

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 304 Westminster Rd was $6,146, down 4.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,146.00 (-4.36%)	$687,500 Land $180,300 Building $507,200	$687,500 Land $180,300 Building $507,200
2025	$6,426.00
2023	$5,706.00	$668,200 Land $180,300 Building $487,900	$668,200 Land $180,300 Building $487,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Westminster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Westminster Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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