304 Waynick Rd, Jackson, TN 38305 Property Records

Madison County property record for 304 Waynick Rd, Jackson, TN 38305

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,524 sqft · built 2014
Lot Size	20.5 acres (892,980 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Apr 2015)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057024 04203`

Property Details

APN / Parcel Number

Primary APN	`057024 04203`
Alternative APN	`024 04203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,524 sqft Living Area
1st Floor Area	1,924 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 2014
Exterior Material	Brick
Lot Area	892,980 sqft (20.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Open Porch
Porch Area	160 sqft
Patio Area	280 sqft
Pole Barn	1,365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	304 WAYNICK RD
City	JACKSON
State	TN
Zip	38305-9166
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:04 MAP REF:024
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2043
Census Tract	1502

Owner

304 Waynick Rd, a rural home, is owned and occupied by two individuals who bought it in April 2015.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 WAYNICK RD, JACKSON, TN 38305-9166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 20, 2019	Deed of Trust, Mortgage BANCORPSOUTH
Oct 5, 2018	Deed of Trust, Mortgage · Conventional with PMI BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Prior Sale	Sep 4, 2014 · Amount on File
Deed Document Number	15004442
Deed Book / Page	D728 / 1040
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	304 WAYNICK RD, JACKSON, TN 38305-9166
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2149/1681
Date	Feb 22, 2021
Book Page	T2149/1681
Instrument	21002221

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	304 WAYNICK RD, JACKSON, TN 38305-9166
Document Number	0000011777
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 WAYNICK RD JACKSON TN 383059166, JACKSON, TN 38305-9166

Mortgage

Document Number	0000011777
Date	Sep 25, 2019
Book Page	0T2104/001700
Instrument	11777

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	304 WAYNICK RD, JACKSON, TN 38305-9166
Document Number	0000011872
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 WAYNICK RD JACKSON TN 383059166, JACKSON, TN 38305-9166

Mortgage

Document Number	0000011872
Date	Oct 15, 2018
Book Page	0T2081/000156
Instrument	11872

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 304 Waynick Rd was $1,861 with an additional exemption.

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 Additional exemption filed	$99,325 Land $5,875 Building $93,450
2023		$99,325 Land $5,875 Building $93,450
2022	$1,667.00		$446,800 Land $73,000 Building $373,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Waynick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Waynick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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