Monroe County property record for 304 Walnut St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1880 |
| Square Footage | 1,386 sqft Building Perimeter |
| Lot Size | 5,482 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2024) |
| Tax Bill | $4,267.00 (2024) |
| Primary APN | 07-25-404-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,386 sqft Building Perimeter |
| 1st Floor | 990 sqft 1st Floor |
| Upper Floors | 396 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 5,482 sqft (0.13 acres) |
| Depth X Width | 105 ft x 51 ft Depth x Width |
| Patio Area | 270 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 304 WALNUT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 17A & 18B ROSE & OMELVENEYS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 17A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 18 |
| Census Blockgroup | 4 |
| Census Block | 4014 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-404-009-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 WALNUT ST, WATERLOO, IL 62298-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2022 | Intrafamily Transfer, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE |
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Deed Doc Number | 2024435095 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0000427101 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 28, 2022 |
| Property Address | 304 WALNUT ST, WATERLOO, IL 62298-1462 |
| Document Number | 0000427101 |
| Map Reference | MB A PG 25 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 427101 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 N MOORE ST, WATERLOO, IL 62298-1230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 304 WALNUT ST, WATERLOO, IL 62298-1462 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000421333 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 421333 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 304 WALNUT ST, WATERLOO, IL 62298-1462 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419072 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 419072 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,610 (+18.43%) Land $15,690 Building $58,920 | $223,830 (+18.43%) Land $47,070 Building $176,760 | |
| 2024 | $4,267.00 | ||
| 2022 | Additional exemption filed | $63,000 Land $14,730 Building $48,270 | $189,000 Land $44,190 Building $144,810 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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