304 Walnut St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 304 Walnut St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.173 acres (7,541 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Jun 2026)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2104130010`

Property Details

APN / Parcel Number

Primary APN	`2104130010`
Alternative APN	`114712`

Exterior

Lot Area	7,541 sqft (0.173 acres)

Location & Zoning

Account Number	114712
Street Address	304 WALNUT ST
City	PROPHETSTOWN
State	IL
Zip	61277-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCOY SUB N LOT 3 115101X
Legal Subdivision	MCCOY SUBDIVISION
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1059
Census Tract	700

Owner

Source: Whiteside County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6183 YORKTOWN RD, PROPHETSTOWN, IL 61277-9135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	20262844
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 9, 2026
Property Address	304 WALNUT ST, PROPHETSTOWN, IL 61277-1328
Document Number	0000002844
Instrument Date	Jun 5, 2026
Instrument	20262844
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,604.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6183 YORKTOWN RD, PROPHETSTOWN, IL 61277-9135

Mortgage

Document Number	0000002845,
Date	Jun 9, 2026
Instrument	20262845

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 6, 2023
Property Address	304 WALNUT ST, PROPHETSTOWN, IL 61277-1328
Document Number	0000001620
Instrument Date	Apr 6, 2023
Instrument	2023-01620
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13231 VANDAMME RD, PROPHETSTOWN, IL 61277-9755

Mortgage

Document Number	0000001621
Date	Apr 6, 2023
Instrument	2023-01621

Lender

Name	GREENSTATE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00	$32,532 Land $4,239 Building $28,293
2024			$97,596 Land $12,717 Building $84,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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