304 Walnut St, #308, Erwin, TN 37650 Property Records

Unicoi County property record for 304 Walnut St, #308, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,077 sqft · built 1917
Lot Size	0.275 acres (11,963 sqft)
Owner	2 Trust Names on File
Last Sale	$105,000 (Sep 2022)
Tax Bill	$1,010 (2022)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031F-H-037.00`

Property Details

APN / Parcel Number

Primary APN	`031F-H-037.00`
Alternative APNs	`086031F H 03700` `000007724`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	2,077 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,963 sqft (0.275 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Porch	Finished Screened Porch
Porch Area	342 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 WALNUT ST, 308
City	ERWIN
State	TN
Zip	37650-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	HOLSTON 19/330 LOT NOTE LOTS PT 203-204 100X128
Legal Subdivision	HOLSTON 19/330
Legal Lot Number	NOTE
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1028
Census Tract	80400

Owner

304 Walnut St, #308 is held in a trust since November 2024.

Source: Unicoi County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	304 WALNUT ST, ERWIN, TN 37650-2131
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 4, 2024	Intrafamily Transfer, Transfer
Sep 29, 2022	Warranty Deed, Transfer
Apr 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jul 18, 2003
Deed Document Number	20222113
Deed Book / Page	464 / 12
Last Transfer Date	Nov 1, 2024
Transfer Doc	0000048681
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	304 WALNUT ST, ERWIN, TN 37650-2131
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 WALNUT ST 308, 308, ERWIN, TN 37650-2131

Mortgage

Document Number	0004841010
Date	Oct 1, 2024
Book Page	484/1010
Instrument	24001682

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Nov 4, 2024
Property Address	304 WALNUT ST, ERWIN, TN 37650-2131
Document Number	0000048681
Book / Page	486 / 81
Map Reference	MB 19 PG 330
Instrument Date	Nov 1, 2024
Instrument	24001897
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	304 WALNUT ST, ERWIN, TN 37650-2131

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 29, 2022
Property Address	304 WALNUT ST, ERWIN, TN 37650-2131
Document Number	0000046412
Book / Page	464 / 12
Map Reference	MB 19 PG 330
Instrument Date	Sep 28, 2022
Instrument	22002113
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$388.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 N CARPENTER RD, TITUSVILLE, FL 32796-1816

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Apr 15, 2021
Property Address	304 WALNUT ST, ERWIN, TN 37650-2131
Document Number	0000444612
Book / Page	444 / 612
Instrument Date	Mar 30, 2021
Instrument	21000798
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	304 WALNUT ST, ERWIN, TN 37650-2131

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 (-) Land $6,000 Building $37,000	$172,000 Land $24,000 Building $148,000
2024		$43,000 (+0.12%) Land $6,000 Building $37,000
2023		$42,950 (-) Land $6,000 Building $36,950
2022	$1,010.00	$42,950 Land $6,000 Building $36,950	$172,000 Land $24,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Walnut St, #308 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Walnut St, #308 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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