304 W White Oak Rd, Forreston, IL 61030 Property Records

Ogle County property record for 304 W White Oak Rd, Forreston, IL 61030

Property Summary

Property Type	Single Family Home
Details	1,439 sqft · built 1960
Lot Size	0.178 acres (7,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 2026)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-386-002`

Property Details

APN / Parcel Number

Primary APN	`02-28-386-002`

Interior

Building Area	1,439 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	7,782 sqft (0.178 acres)

Location & Zoning

Street Address	304 W WHITE OAK RD
City	FORRESTON
State	IL
Zip	61030-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: BEG SW COR, E194.92 N57.84 NW28.77 SW202.17 POB BLK 34 RAILROAD 2ND ADD VIL OF FORRESTON
Legal Subdivision	RAILROAD SECOND ADD
Legal Block	34
Jurisdiction	OGLE IL
Township / Civil Division	FORRESTON
Census Block Group	4
Census Block	4009
Census Tract	960800

Owner

Source: Ogle County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE BANK
Jul 6, 2021	Deed, Transfer · Conventional Mortgage SOLUTIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Deed Document Number	2026202603121
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 25, 2026
Property Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796
Document Number	0000003121
Instrument Date	Jun 18, 2026
Instrument	20263121
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$19,695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Jun 25, 2026
Property Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796
Document Number	0000003122
Instrument Date	Jun 18, 2026
Instrument	20263122
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796

Mortgage

Document Number	0000003122,
Date	Jun 25, 2026
Instrument	20263122

Lender

Name	PLAZA HOME MORTGAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLE IL
Recording Date	Jul 6, 2021
Property Address	304 W WHITE OAK RD, FORRESTON, IL 61030-9796
Document Number	0000004969
Instrument Date	Jun 28, 2021
Instrument	202104969
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	277 W LIGHTSVILLE RD, LEAF RIVER, IL 61047-9450

Mortgage

Document Number	0000004970
Date	Jul 6, 2021
Instrument	202104970

Lender

Name	SOLUTIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Forreston Township
Municipality	Forreston Village
Unified School District	Forrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,736.00 (+7.6%)	$45,985 (+10.81%) Land $3,274 Building $42,711	$137,955 (+10.81%) Land $9,822 Building $128,133
2023		$41,499 Land $2,556 Building $38,943	$124,497 Land $7,668 Building $116,829
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORRESTON serves 1,338 people · EPA ID IL1410200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AaroBand, LR Communications.

Nearby Properties on W White Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures