304 W Walnut St, Watseka, IL 60970 Property Records

Iroquois County property record for 304 W Walnut St, Watseka, IL 60970

Property Summary

Property Type	Office Building
Lot Size	0.187 acres (8,154 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2026)
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19 32 410 006`

Property Details

APN / Parcel Number

Primary APN	`19 32 410 006`

Exterior

Lot Area	8,154 sqft (0.187 acres)

Location & Zoning

Street Address	304 W WALNUT ST
City	WATSEKA
State	IL
Zip	60970-1263
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LT 7 & E2 LT 6 BLK 16 & S2 ALLEY
Legal Subdivision	CITY OF WATSEKA
Legal Block	16
Legal Lot Number	6,7
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	3
Census Block	3062
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 406, CLIFTON, IL 60927-0406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Commercial Mortgage FEDERATED BANK
Sep 7, 2018	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	2026232
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 20, 2026
Property Address	304 W WALNUT ST, WATSEKA, IL 60970-1263
Document Number	00026R0232
Instrument Date	Dec 24, 2025
Instrument	26R0232
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1262 3 3/8 ST, TURTLE LAKE, WI 54889-7809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 406, CLIFTON, IL 60927-0406

Mortgage

Document Number	00026R0233
Date	Jan 20, 2026
Instrument	26R0233

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2031

Interest

Rate	6.25%

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 7, 2018
Property Address	304 W WALNUT ST, WATSEKA, IL 60970-1263
Document Number	18R2786
Instrument Date	Sep 7, 2018
Instrument	18R2786
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 N ERNEST GROVE PKWY, 208, WATSEKA, IL 60970-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2290 EAST RD, WATSEKA, IL 60970

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 7, 2018
Property Address	304 W WALNUT ST, WATSEKA, IL 60970-1263
Document Number	18R2785
Instrument Date	Sep 5, 2018
Instrument	18R2785
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1547 N 2290 EAST RD, WATSEKA, IL 60970-7541

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,851.00 (+0.35%)	$27,954 (-) Land $3,231 Building $24,723	$83,862 (-) Land $9,693 Building $74,169
2024	$2,841.00 (-3.79%)	$27,954 (-) Land $3,231 Building $24,723	$83,862 (-) Land $9,693 Building $74,169
2022	$2,953.00	$27,954 Land $3,231 Building $24,723	$83,862 Land $9,693 Building $74,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	136 (1991–2018)
Claims Outside the SFHA	1 of 136
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on W Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures