304 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 304 W Union St, Morganton, NC 28655

Property Summary

Property Type	Other Improved
Details	8 ba · 6,030 sqft · built 1974
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on File
Last Sale	$825,000 (May 2024)
Tax Bill	$4,055 (2026)
Deeds & Mortgages	May 2024 Sale Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703167030`

Property Details

APN / Parcel Number

Primary APN	`2703167030`
Alternative APN	`31694`

Interior

Full Baths	8 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	6,030 sqft Total Area
Basement Area	5,840 sqft
Finished Basement	5,840 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	31,799 sqft (0.73 acres)
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 W UNION ST
City	MORGANTON
State	NC
Zip	28655-3729
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	LOW INTENS
Legal Description	304 W UNION ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2011
Census Tract	20500

Owner

304 W Union St is owned by a company that bought it in May 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 924, MORGANTON, NC 28680-0924
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer
Apr 25, 2024	Special Warranty Deed, Transfer
Mar 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Apr 25, 2024 · Amount on File
Deed Document Number	202424003794
Deed Book / Page	2742 / 544
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0022800867
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 3, 2024
Property Address	304 W UNION ST, MORGANTON, NC 28655-3729
Document Number	0027420544
Book / Page	2742 / 544
Instrument Date	May 2, 2024
Instrument	2024003794
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1778 ENOLA RD, MORGANTON, NC 28655-7334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 924, MORGANTON, NC 28680-0924

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 25, 2024
Property Address	304 W UNION ST, MORGANTON, NC 28655-3729
Document Number	0027400786
Book / Page	2740 / 786
Instrument Date	Apr 19, 2024
Instrument	2024003489
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Tax	$1,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 364, WRIGHTSVILLE BEACH, NC 28480-0364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 ENOLA RD, MORGANTON, NC 28655-7334

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Mar 1, 2017
Property Address	304 W UNION ST, MORGANTON, NC 28655-3729
Document Number	0022800867
Book / Page	002280 / 000867
Instrument Date	Feb 2, 2017
Instrument	1853
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 364 WRIGHTSVILLE BEACH NC 284800364, WRIGHTSVILLE BEACH, NC 28480-0364

Tax Assessment & Valuation

The 2026 property tax bill for 304 W Union St was $4,055.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,055.00	$730,788 (-) Land $302,784 Building $428,004	$730,788 (-) Land $302,784 Building $428,004
2025	$4,055.00	$730,788 Land $302,784 Building $428,004	$730,788 Land $302,784 Building $428,004
2023	$4,092.00	$730,788 Land $302,784 Building $428,004	$730,788 Land $302,784 Building $428,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 W Union St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 W Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Carolina West Wireless Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Compas X-Stream, Spectrum, T-Mobile, Verizon.

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