304 W Spruce St, Chilhowee, MO 64733 Property Records

Johnson County property record for 304 W Spruce St, Chilhowee, MO 64733

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2022
Lot Size	0.832 acres (36,250 sqft)
Owner	Individual Name on Record
Last Sale	$198,418 (Nov 2023)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2023 Mortgage + 1 more
APN	`25-60-24-02-008-0001.00`

Property Details

APN / Parcel Number

Primary APN	`25-60-24-02-008-0001.00`
Alternative APN	`25-60-24-00-200-8001.00`

Interior

Stories	1 Story
Building Area	1,344 sqft Adjusted Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Roof Type	Hip
Roof Material	Metal
Lot Area	36,250 sqft (0.832 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 W SPRUCE ST
City	CHILHOWEE
State	MO
Zip	64733-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW CHILHOWEE BLK 11 LT 001 .2 3 . 19 20
Legal Range	000
Legal Township	11
Legal Section	00
Legal Subdivision	NEW CHILHOWEE
Legal Block	11
Legal Lot Number	1
Jurisdiction	JOHNSON MO
Township / Civil Division	CHILHOWEE
Census Block Group	2
Census Block	2104
Census Tract	960900

Owner

Source: Johnson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Nov 28, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 22, 2021	Warranty Deed, Transfer ALLIANCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	2023455164
Deed Book / Page	3954 / 121
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0000436266
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON MO
Property Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261
Investor	Possibly a Property Investor

Mortgage

Document Number	0003933/49
Date	May 30, 2023
Book Page	3933/49
Instrument	451255

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON MO
Recording Date	Nov 28, 2023
Property Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261
Document Number	003954/121
Book / Page	3954 / 121
Map Reference	MB 3 PG 6
Instrument Date	Nov 22, 2023
Instrument	455164
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261

Mortgage

Document Number	0000455175
Date	Nov 28, 2023
Instrument	455175

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON MO
Recording Date	Oct 22, 2021
Property Address	304 W SPRUCE ST, CHILHOWEE, MO 64733-9261
Document Number	003858/157
Book / Page	3858 / 157
Instrument Date	Oct 19, 2021
Instrument	437472
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 71, CHILHOWEE, MO 64733-0071
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Johnson County
Municipality	Chilhowee Town
Unified School District	Chilhowee R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,882 (-)	$88,854 (-) Land $840 Building $88,014
2025	$1,406.00	$16,882 (+9.81%)	$88,854 (+9.81%) Land $840 Building $88,014
2023		$15,374	$80,914 Land $840 Building $80,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILHOWEE PWS serves 382 people · EPA ID MO1010161
Water Source	Purchased groundwater from JOHNSON COUNTY PWSD 2
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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