304 W Prairie St, Camp Point, IL 62320 Property Records

Adams County property record for 304 W Prairie St, Camp Point, IL 62320

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,941 sqft)
Owner2 Individual Names on Record
Last Sale$179,400 (Apr 2024)
Tax Bill$3,470 (2024)
Deeds & MortgagesOct 2023 Sale
Apr 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN030085500000

Property Details

APN / Parcel Number

Primary APN030085500000

Exterior

Lot Area10,941 sqft (0.25 acres)

Location & Zoning

Street Address304 W PRAIRIE ST
CityCAMP POINT
StateIL
Zip62320-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 1 OWEN SURVEY LOT 10
Legal Range6W
Legal Township1N
Legal Section27
Legal SubdivisionOWENS SURVEY
Legal Block1
Legal Lot Number10
JurisdictionADAMS IL
Township / Civil DivisionCAMP POINT
Census Block Group3
Census Block3018
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Warranty Deed, Transfer
TITLE CTRS, TITLE CENTER
Apr 20, 2023Warranty Deed, Transfer · Conventional Mortgage
TOWN & COUNTRY BANK
Oct 17, 2018Warranty Deed, Transfer · FHA Mortgage
CROSS COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2024 · Amount on Record
Deed SaleApr 23, 2024 · Amount on Record
Prior SaleOct 11, 2023 · Amount on Record
Deed Document Number20242396
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateOct 11, 2023
Property Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030
Document Number2023R06022
Instrument DateOct 10, 2023
Instrument2023R-06022
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
Tax$207.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LINDEN LN, SPRINGFIELD, IL 62712-8981

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateApr 20, 2023
Property Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030
Document Number2023R02182
Instrument DateApr 17, 2023
Instrument2023R-02182
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030

Mortgage

Document Number2023R02183
DateApr 20, 2023
Instrument2023R-02183
Lender
NameTOWN & COUNTRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueMay 17, 2028

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateOct 17, 2018
Property Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030
Document Number2018R08279
Instrument DateOct 15, 2018
Instrument2018R-08279
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 W PRAIRIE ST, CAMP POINT, IL 62320-1030

Mortgage

Document Number2018R08280
DateOct 17, 2018
Instrument2018R-08280
Lender
NameCROSS COUNTRY MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionCamp Point Township
MunicipalityCamp Point Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,800 (+28.46%) Land $3,320 Building $56,480$179,400 (+28.46%) Land $9,960 Building $169,440
2024$3,470.00 (+29.38%)
2022$46,550 Land $2,720 Building $43,830$139,650 Land $8,160 Building $131,490
2021$2,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP POINT
serves 1,190 people · EPA ID IL0010050
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500

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