304 W Maple St, Champaign, IL 61820 Property Records

Champaign County property record for 304 W Maple St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 596 sqft · built 1954
Lot Size0.122 acres (5,299 sqft)
OwnerIndividual Name on Record
Tax Bill$1,756 (2024)
Deeds & MortgagesMay 2018 Loan Modification
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-12-251-014

Property Details

APN / Parcel Number

Primary APN42-20-12-251-014

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area596 sqft Building Perimeter
1st Floor Area596 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialStucco
Roof MaterialOther
Lot Area5,299 sqft (0.122 acres)
Garage TypeDetached
Deck Area251 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address304 W MAPLE ST
CityCHAMPAIGN
StateIL
Zip61820-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2, 3 FERGUSONS SUB
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionFERGUSONS SUB
Legal Lot Number2,3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3001
Census Tract11001

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 587, CHAMPAIGN, IL 61824-0587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2018Loan Modification, Mortgage
BANKCHAMPAIGN
Aug 18, 2017Grant Deed, Mortgage
PROSPECT BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address304 W MAPLE ST, CHAMPAIGN, IL 61820-2905
Document Number0000008697
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 587 CHAMPAIGN IL 618240587, CHAMPAIGN, IL 61824-0587

Mortgage

Document Number0000008697
DateMay 30, 2018
Instrument8697
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61824-1490
Agreement
AmountAmount Recorded
Term36 Months
DueMay 29, 2021
Interest
Rate TypeFixed Rate
Rate5%

August 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 18, 2017
Property Address304 W MAPLE ST, CHAMPAIGN, IL 61820-2905
Instrument DateAug 14, 2017
Instrument15717
Transaction TypeMortgage
Record UpdatedSep 28, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 W MAPLE ST CHAMPAIGN IL 618202905, CHAMPAIGN, IL 61820-2905

Mortgage

Document Number0000015717
DateAug 18, 2017
Instrument15717
Lender
NamePROSPECT BK
TypeBank
Address1601 S PROSPECT AVE, CHAMPAIGN, IL 61820-7003
Agreement
AmountAmount Recorded
Term60 Months
DueAug 17, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,330 (+33.5%) Land $1,810 Building $27,520$87,990 (+33.5%) Land $5,430 Building $82,560
2024$1,756.00 (+19.62%)
2022$1,468.00 Homeowner's exemption$21,970 Land $1,360 Building $20,610$65,910 Land $4,080 Building $61,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink, T-Mobile, Volo.net Internet+Tech.

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