Washington County property record for 304 W Main St, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,354 sqft |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,600 (Feb 2025) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18J-007 |
| Primary APN | 18J-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Basement Area | 966 sqft |
| Unfinished Basement | 966 sqft |
| Construction Type | Wood |
|---|---|
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 200 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 180 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 12776 |
|---|---|
| Street Address | 304 W MAIN ST |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT--304 W MAIN ST |
| Legal Subdivision | DEEP CREEK DIVISION |
| Legal Lot Number | 304 |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 930201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Springfield Main Street Historic District listed 2011 · 130 contributing resources · NRIS 11000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
304 W Main St is owned and occupied by an individual who bought it in February 2025.
Source: Washington County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 W MAIN ST, SPRINGFIELD, KY 40069-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 16, 2020 | Deed, Transfer · VA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | Apr 16, 2020 · Amount on File |
| Deed Document Number | 2025117944 |
| Deed Book / Page | 387 / 379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 304 W MAIN ST, SPRINGFIELD, KY 40069-1231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 304 W MAIN ST, SPRINGFIELD, KY 40069-1231 |
| Document Number | 00M329/277 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | M329/277 |
| Instrument | 109927 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Apr 16, 2020 |
| Property Address | 304 W MAIN ST, SPRINGFIELD, KY 40069-1231 |
| Document Number | 000365/111 |
| Book / Page | 365 / 111 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11401 COURAGE CT, 11401, LOUISVILLE, KY 40229-2568 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 304 W MAIN ST, SPRINGFIELD, KY 40069-1231 |
| Document Number | 0000300179 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 300/179 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 304 W Main St was $1,026 with a homeowner's exemption.
Source: Washington County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Municipality | Springfield City |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 Homeowner's exemption | $156,600 | $156,600 |
| 2023 | $458.00 Homeowner's exemption | $92,400 | $92,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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