304 W Main St, Durand, IL 61024 Property Records

Winnebago County property record for 304 W Main St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2021)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-376-005`

Property Details

APN / Parcel Number

Primary APN	`05-10-376-005`
Alternative APNs	`510376005` `334C127`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	304 W MAIN ST
City	DURAND
State	IL
Zip	61024-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF DURAND LOT 002 BLOCK 018
Legal Subdivision	DURAND
Legal Block	018
Legal Lot Number	002
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2030
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 W MAIN ST, DURAND, IL 61024-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD
Oct 3, 2017	Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	202126828
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 30, 2021
Property Address	304 W MAIN ST, DURAND, IL 61024-9582
Document Number	0000026828
Map Reference	DB 37 PG 470
Instrument Date	Jul 22, 2021
Instrument	2126828
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W MAIN ST, DURAND, IL 61024-9582

Mortgage

Document Number	0000026829
Date	Jul 30, 2021
Instrument	2126829

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

Mortgage

Document Number	0000026830
Date	Jul 30, 2021
Instrument	2126830

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 3, 2017
Property Address	304 W MAIN ST, DURAND, IL 61024-9582
Document Number	0001031702
Instrument Date	Oct 2, 2017
Instrument	1031702
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 W MAIN ST DURAND IL 610249582, DURAND, IL 61024-9582

Mortgage

Document Number	1031703
Date	Oct 3, 2017
Instrument	1031703

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00	$51,975 (+26.87%) Land $4,341 Building $47,634	$155,925 (+26.87%) Land $13,023 Building $142,902
2022	Homeowner's exemption	$40,968 Land $2,997 Building $37,971	$122,904 Land $8,991 Building $113,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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