304 W Hemlock St, Beresford, SD 57004 Property Records

Union County property record for 304 W Hemlock St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Dec 2020)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.04.05.1020`

Property Details

APN / Parcel Number

Primary APN	`02.04.05.1020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Living Area
Basement Area	624 sqft
Unfinished Basement	624 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	304 W HEMLOCK ST
City	BERESFORD
State	SD
Zip	57004-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W50' OF SE1/4 BLK 5 THORSON'S 1ST ADD BERES CITY
Legal Subdivision	THORSON'S 1ST ADD
Legal Block	5
Legal Lot Number	W50
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2050
Census Tract	20100

Owner

304 W Hemlock St is owned and occupied by two individuals who bought it in December 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 W HEMLOCK ST, BERESFORD, SD 57004-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Dec 3, 2020	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Document Number	20205849
Deed Book / Page	110 / 728
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	304 W HEMLOCK ST, BERESFORD, SD 57004-1722
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/1390
Date	Dec 3, 2020
Book Page	176/1390
Instrument	205851

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 3, 2020
Property Address	304 W HEMLOCK ST, BERESFORD, SD 57004-1722
Document Number	110/728
Book / Page	110 / 728
Instrument Date	Nov 23, 2020
Instrument	205849
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 W OAK ST, 505, BERESFORD, SD 57004-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 W HEMLOCK ST, BERESFORD, SD 57004-1722

Mortgage

Document Number	00176/1389
Date	Dec 3, 2020
Book Page	176/1389
Instrument	205850

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 304 W Hemlock St was $1,932.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,932.00	$141,019 (-) Land $18,900 Building $122,119
2025	$1,932.00 (-1.18%)	$141,019 Land $18,900 Building $122,119
2024	$1,955.00 (+2.73%)
2023	$1,903.00 (+17.83%)	$129,926 Land $18,900 Building $111,026
2022	$1,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 W Hemlock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 W Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERESFORD serves 2,359 people · EPA ID SD4600386
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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