304 W Evergreen Ave, Effingham, IL 62401 Property Records

Effingham County property record for 304 W Evergreen Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,640 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (May 2019)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-017-012`

Property Details

APN / Parcel Number

Primary APN	`03-11-017-012`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	1 Story
Building Area	1,640 sqft Base Area
1st Floor Area	1,640 sqft
Basement Area	1,574 sqft
Unfinished Basement	1,574 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	304 W EVERGREEN AVE
City	EFFINGHAM
State	IL
Zip	62401-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 190FT OF W 110FT LOT 2 JENNINGS SUBD 3466/170 3196/165 2560/167 356/599
Legal Subdivision	JENNINGS SUBDIVISION
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1044
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 W EVERGREEN AVE, EFFINGHAM, IL 62401-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Document Number	20191901787
Deed Book / Page	3466 / 170
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	003196/165
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 20, 2019
Property Address	304 W EVERGREEN AVE, EFFINGHAM, IL 62401-3008
Document Number	003466/170
Book / Page	3466 / 170
Map Reference	MB 1009 PG 28
Instrument Date	May 16, 2019
Instrument	201901901787
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$137.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 W EVERGREEN AVE, EFFINGHAM, IL 62401-3008

Mortgage

Document Number	201901901788
Date	May 20, 2019
Instrument	201901901788

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,108.00 (-7.55%) Homeowner's exemption	$96,680 (+1%) Land $17,190 Building $79,490	$290,040 (+1%) Land $51,570 Building $238,470
2024	$5,525.00 (+27.98%)	$87,890 (+19.89%) Land $15,630 Building $72,260	$263,670 (+19.89%) Land $46,890 Building $216,780
2022	$4,317.00 Homeowner's exemption	$73,310 Land $13,040 Building $60,270	$219,930 Land $39,120 Building $180,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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