304 W Cold Spring Ln, Baltimore, MD 21210 Property Records

Baltimore City property record for 304 W Cold Spring Ln, Baltimore, MD 21210

Property Summary

Property TypeTownhouse
Details1 ba · 1,056 sqft · built 1906
Lot Size0.081 acres (3,525 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jun 2019)
Tax Bill$4,939 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jun 2019 Sale & Mortgage
APN27-13-4948-003

Property Details

APN / Parcel Number

Primary APN27-13-4948-003
Alternative APNs
  • 134948 003
  • 4948-003

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area528 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area3,525 sqft (0.081 acres)
Lot Dimensions141 ft deep x 25 ft wide
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number134948 003
Street Address304 W COLD SPRING LN
CityBALTIMORE
StateMD
Zip21210-2804
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-5
Legal Description25X141-4
Legal Block4948
Legal Lot Number3
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group2
Census Block2034
Census Tract271400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Roland Park Historic District
listed 1974 · 1,066 contributing resources · NRIS 74002213

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

304 W Cold Spring Ln, a townhouse, is owned by an individual who bought it in June 2019.

Source: Baltimore City records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2000 GIRARD AVE, BALTIMORE, MD 21211-1331
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Jun 3, 2019Deed, Transfer · Stand-Alone First Mortgage
NOVAK FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019 · Amount on File
Deed SaleJun 3, 2019 · Amount on File
Prior SaleJun 25, 2012 · Amount on File
Deed Book / Page21140 / 109
Prior Transfer DateJun 4, 2012
Prior Transfer Doc0143760440
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address304 W COLD SPRING LN, BALTIMORE, MD 21210-2804
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0213940259
DateSep 10, 2019
Book Page21394/259
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE CITY MD
Recording DateJun 3, 2019
Property Address304 W COLD SPRING LN, BALTIMORE, MD 21210-2804
Document Number0211400109
Book / Page21140 / 109
Instrument DateMay 24, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2000 GIRARD AVE, BALTIMORE, MD 21211-1595

Mortgage

Document Number0021140117
DateJun 3, 2019
Instrument21140/117
Lender
NameNOVAK FINANCIAL INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 304 W Cold Spring Ln was $4,939, up 5% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,939.00 (+5.04%)$210,267$230,400 Land $85,000 Building $145,400
2024$4,702.00 (+17.02%)
2023$4,018.00$170,267$200,200 Land $85,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 304 W Cold Spring Ln; there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2014–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 W Cold Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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