304 W Cherry St, Payson, AZ 85541 Property Records

Gila County property record for 304 W Cherry St, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Square Footage728 sqft Living Area
Lot Size21,344 sqft (0.489 acres)
OccupancyOwner Occupied
Last Sale$259,500 (2023)
Tax Bill$1,377.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-08-060L
Alternative APNs
  • R040286
  • 040286

Interior

Building Area728 sqft Living Area
1st Floor728 sqft 1st Floor
Stories1 Stories

Exterior

Roof MaterialAsbestos Roof
Lot Area21,344 sqft (0.489 acres)
Total Buildings2 Total Buildings
PorchPorch

Location & Zoning

Account NumberR040286
Street Address304 W CHERRY ST
CityPAYSON
StateAZ
Zip85541-5307
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E PARCEL A OF ROS 4430 SE SE SEC 4 T10N R10E = 0.49 AC (OUT OF 304-08-060A & -060K)
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionGREER ADD A PRCL A MAP #85 SUR
Legal TractA
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup3
Census Block3011
Census Tract301

Owner

Source: Gila County records · APN 304-08-060L

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address304 W CHERRY ST, PAYSON, AZ 85541-5307
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 16, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 29, 2022Warranty Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC
May 15, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FEDERAL HSNG COMMISSIONER
May 15, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MID-CONTIMENT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleJul 29, 2022 · Amount on Record
Deed Doc Number2023005336
Deed Book / Page2023005 / 336
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateJul 10, 2026
Property Address304 W CHERRY ST, PAYSON, AZ 85541-5307
Document Number0000006591
Instrument DateJul 06, 2026
Instrument20266591
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 W CHERRY ST, PAYSON, AZ 85541-5307

Mortgage

Document Number0000006591,
DateJul 10, 2026
Instrument20266591
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJun 16, 2023
Property Address304 W CHERRY ST, PAYSON, AZ 85541-5307
Document Number0000005336
Map ReferenceMAP 85
Instrument DateJun 14, 2023
Instrument2023-005336
Transaction TypeTransfer
Record UpdatedJul 03, 2023
Title CompanyNOT AVAILABLE, TRULY TTL INC DBA TRULY TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address304 W CHERRY ST, PAYSON, AZ 85541-5307

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address304 W CHERRY ST, PAYSON, AZ 85541-5307

Mortgage

Document Number0000005337
DateJun 16, 2023
Instrument2023-005337
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJul 29, 2022
Property Address304 W CHERRY ST, PAYSON, AZ 85541-5307
Document Number0000009700
Map ReferenceMAP 85
Instrument DateJul 22, 2022
Instrument2022-009700
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W FRONTIER ST # ST879, 100, PAYSON, AZ 85547-5381

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 E PECOS RD STE 140, 140, GILBERT, AZ 85295-8053
InvestorPossibly a Property Investor

Mortgage

Document Number0000009701
DateJul 29, 2022
Instrument2022-009701
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address304 W CHERRY ST, PAYSON, AZ 85541-5307
Document Number0000005555
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address304 W CHERRY ST PAYSON AZ 855415307, PAYSON, AZ 85541-5307

Mortgage

Document Number0000005555
DateMay 23, 2018
Instrument5555
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate5.64%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address304 W CHERRY ST, PAYSON, AZ 85541-5307
Document Number0000005554
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address304 W CHERRY ST PAYSON AZ 855415307, PAYSON, AZ 85541-5307

Mortgage

Document Number0000005554
DateMay 23, 2018
Instrument5554
Lender
NameMID-CONTIMENT FUNDING INC
TypeBank
AddressCOLUMBIA, MO 65203
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate5.64%

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$21,472 (+29.5%) Land $8,674 Building $12,798$214,714 (+29.49%) Land $86,737 Building $127,977
2025$1,377.00 (+7.24%)
2024$16,581 (+25.72%) Land $5,924 Building $10,657$165,811 (+25.72%) Land $59,242 Building $106,569
2023$1,284.00 (+19.11%)$13,189 Land $4,187 Building $9,002
2022$1,078.00$131,884 Land $41,867 Building $90,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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