304 W Chamberlin St, Dixon, IL 61021 Property Records

Lee County property record for 304 W Chamberlin St, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,787 sqft · built 1886
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2026)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-32-338-010`

Property Details

APN / Parcel Number

Primary APN	`07-02-32-338-010`
Alternative APN	`161954`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	161954
Street Address	304 W CHAMBERLIN ST
City	DIXON
State	IL
Zip	61021-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:00 TWP:01 RNG/BLK:009 N. DIXON PARSONS ADD BK 9602-1102 WD JT
Legal Subdivision	PARSONS ADDITION
Legal Block	9
Jurisdiction	LEE IL
Township / Civil Division	DIXON
Census Block Group	3
Census Block	3030
Census Tract	500

Owner

304 W Chamberlin St is owned and occupied by an individual who bought it in June 2026.

Source: Lee County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	2026202602029
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Jun 9, 2026
Property Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Document Number	0000002029
Instrument Date	May 27, 2026
Instrument	20262029
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,512.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004

Mortgage

Date	Jun 9, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701710
Date	May 1, 2017
Instrument	201701710

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 24, 2022

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202202691
Date	Jun 30, 2022
Instrument	202202691

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Jun 30, 2022
Property Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Document Number	0202202705
Instrument Date	Jun 24, 2022
Instrument	202202705
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W CHAMBERLIN ST, DIXON, IL 61021-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	0202202709
Date	Jul 1, 2022
Instrument	202202709

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 304 W Chamberlin St was $3,770 with a homeowner's exemption, up 2.9% from the year before.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Dixon Township
Municipality	Dixon City
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (+2.92%) Homeowner's exemption	$46,916 (+2%) Land $6,931 Building $39,985	$140,748 (+2%) Land $20,793 Building $119,955
2024	$3,663.00	$45,996 Land $6,795 Building $39,201	$137,988 Land $20,385 Building $117,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 W Chamberlin St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1984–2013)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 W Chamberlin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIXON serves 15,096 people · EPA ID IL1030200
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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