304 W Ballard Rd, Colbert, WA 99005 Property Records

Spokane County property record for 304 W Ballard Rd, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 2016
Lot Size	4.83 acres (210,830 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 2016)
Tax Bill	$6,450 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37194.9099`

Property Details

APN / Parcel Number

Primary APN	`37194.9099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	4,887 sqft
1st Floor Area	1,890 sqft
Basement Area	1,890 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	210,830 sqft
Garage Type	Attached
Garage Area	1,107 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	293 sqft
Deck Area	114 sqft
Patio Area	114 sqft
Canopy	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	304 W BALLARD RD
City	COLBERT
State	WA
Zip	99005-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	19-27-43 TR 2 OF RECORDED SURVEY AUDITORS #8803070163 BEING A PTN OF SE1/4
Legal Range	43
Legal Township	27
Legal Section	19
Legal Tract	2
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2054
Census Tract	10303

Owner

304 W Ballard Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 W BALLARD RD, COLBERT, WA 99005-8520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2016 · Amount on File
Deed Sale	Mar 14, 2016 · Amount on File
Deed Document Number	20166480350
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0006480349
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 1, 2026
Property Address	304 W BALLARD RD, COLBERT, WA 99005-8520
Document Number	0007486200
Instrument Date	Apr 27, 2026
Instrument	20267486200
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W BALLARD RD, COLBERT, WA 99005-8520
Investor	Possibly a Property Investor

Mortgage

Document Number	0007486200,
Date	May 1, 2026
Instrument	20267486200

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	304 W BALLARD RD, COLBERT, WA 99005-8520
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & TR CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007086809
Date	Jun 11, 2021
Instrument	7086809

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	304 W BALLARD RD, COLBERT, WA 99005-8520
Document Number	0006873557
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 W BALLARD RD COLBERT WA 990058520, COLBERT, WA 99005-8520

Mortgage

Document Number	0006873557
Date	Dec 13, 2019
Instrument	6873557

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 304 W Ballard Rd was $6,450, down 5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,450.00 (-5.05%)	$638,900 (-0.15%) Land $182,200 Building $456,700	$638,900 (-0.15%) Land $182,200 Building $456,700
2025	$6,793.00	$639,840 (-8.07%) Land $166,440 Building $473,400	$639,840 (-8.07%) Land $166,440 Building $473,400
2024		$695,980 (+27.2%) Land $136,080 Building $559,900	$695,980 (+27.2%) Land $136,080 Building $559,900
2023	$6,314.00 (+5.6%)	$547,160 Land $109,560 Building $437,600	$547,160 Land $109,560 Building $437,600
2022	$5,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 W Ballard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 W Ballard Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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