304 W Ave E, Valley Mills, TX 76689 Property Records

Bosque County property record for 304 W Ave E, Valley Mills, TX 76689

Property Summary

Property Type	Single Family Home
Details	1,396 sqft · built 1950
Lot Size	0.592 acres (25,830 sqft)
Owner	2 Individual Names on Record
Tax Bill	$827 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06988`

Property Details

APN / Parcel Number

Primary APN	`R06988`
Alternative APN	`70500000400300`

Interior

Building Area	1,396 sqft Total Area
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1950
Exterior Material	Other
Lot Area	25,830 sqft
Lot Dimensions	180 ft deep x 143 ft wide
Garage Area	460 sqft
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Stove

Location & Zoning

Old Parcel Number	70500000400300
Street Address	304 W AVENUE E
City	VALLEY MILLS
State	TX
Zip	76689-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DICKENSON ADDN BLOCK 4 LOT 3, 4, 1(W/12) & 2(W/12)
Legal Subdivision	DICKENSON ADD
Legal Block	4
Legal Lot Number	1,3-4 4
Jurisdiction	BOSQUE TX
Township / Civil Division	VALLEY MILLS
Census Block Group	2
Census Block	2018
Census Tract	950700

Owner

Source: Bosque County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	304 W AVENUE E, VALLEY MILLS, TX 76689-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BOSQUE COUNTY
Jan 3, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023
Deed Sale	Oct 30, 2023
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSQUE TX
Property Address	304 W AVENUE E, VALLEY MILLS, TX 76689-4454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802515
Date	Jul 30, 2018
Instrument	2018-02515

Lender

Name	FIRST NATIONAL BANK OF BOSQUE COUNTY
Type	Bank
Address	VALLEY MILLS, TX 76689

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSQUE TX
Property Address	304 W AVENUE E, VALLEY MILLS, TX 76689-4454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W AVENUE E, VALLEY MILLS, TX 76689-4454

Mortgage

Document Number	0202400009
Date	Jan 3, 2024
Instrument	2024-00009

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.1%

Tax Assessment & Valuation

Source: Bosque County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bosque County
Municipality	Valley Mills City
Unified School District	Valley Mills Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (-36.58%) Homeowner's exemption Senior Citizen's exemption	$257,765 (+23.82%) Land $53,813 Building $203,952	$257,765 (+23.82%) Land $53,813 Building $203,952
2023		$208,179 Land $53,095 Building $155,084	$208,179 Land $53,095 Building $155,084
2022	$1,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY MILLS serves 1,203 people · EPA ID TX0180003
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000

May also be available: AT&T.

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