304 W 5th St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 304 W 5th St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1981
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Oct 2022)
Tax Bill	$2,155 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988405281812`

Property Details

APN / Parcel Number

Primary APN	`988405281812`
Alternative APN	`002062000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988405281812
Street Address	304 W 5TH ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: SEC: PL: 4 SL: 33
Legal Subdivision	WRIGHT'S SHORES
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1047
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5607 WINGATE CREEK RD, OXFORD, NC 27565-6893
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Mar 8, 2013 · Amount on Record
Deed Document Number	2022700123878
Deed Book / Page	2650 / 607
Prior Transfer Date	Jan 5, 2005
Prior Transfer Doc	1608/370
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 26, 2022
Property Address	304 W 5TH ST, KILL DEVIL HILLS, NC 27948-9404
Document Number	002650/607
Book / Page	2650 / 607
Map Reference	MB 4 PG 33
Instrument Date	Oct 17, 2022
Instrument	700123878
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 MIZZENMAST WAY, 103, GRANDY, NC 27939-9796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 WINGATE CREEK RD, OXFORD, NC 27565-6893

Mortgage

Document Number	0700123879
Date	Oct 26, 2022
Instrument	700123879

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,155.00	$396,800 (-) Land $196,600 Building $200,200	$396,800 (-) Land $196,600 Building $200,200
2025	$2,155.00 (+34.94%)	$396,800 (+87.61%) Land $196,600 Building $200,200
2023	$1,597.00	$211,500 Land $84,500 Building $127,000
2020			$396,800 Land $196,600 Building $200,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20