304 W 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 304 W 32nd St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1910
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$256 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-212-026`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-212-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	580 sqft
2nd Floor Area	572 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	82 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	304 W 32ND ST
City	LORAIN
State	OH
Zip	44055-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOLL BRAUN 50.00 X 82.00 NAME CORR 3/14/14
Legal Subdivision	DOLL BRAUN FRNT
Legal Tract	1
Legal Block	212
Legal Lot Number	84
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	23500

Owner

304 W 32nd St is owned and occupied by an individual.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	304 W 32ND ST, LORAIN, OH 44055-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Construction Mortgage CITY OF LORAIN
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	304 W 32ND ST, LORAIN, OH 44055-1124
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087361
Date	Mar 6, 2026
Instrument	2026-0087361

Lender

Name	CITY OF LORAIN
Type	Government Agency

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	304 W 32ND ST, LORAIN, OH 44055-1124
Document Number	0000715496
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 W 32ND ST LORAIN OH 440551124, LORAIN, OH 44055-1124

Mortgage

Document Number	0000715496
Date	May 22, 2019
Instrument	715496

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	200 W ERIE AVE, LORAIN, OH 44052-1606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 304 W 32nd St was $256.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$256.00	$27,530 Land $4,600 Building $22,930	$78,650 Land $13,140 Building $65,510
2023	$527.00 (-3.13%)	$19,419 (-0.01%) Land $3,742 Building $15,677	$55,480 Land $10,690 Building $44,790
2022	$544.00	$19,420 Land $3,740 Building $15,680
2021			$55,480 Land $10,690 Building $44,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 W 32nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 W 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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