Madison County property record for 304 Vinca Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,434 sqft · built 2017 |
| Owner | Individual Name on File |
| Tax Bill | $5,244 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-27-238 |
| Primary APN | 081H-27-238 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,434 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,323 sqft |
| Year Built | Built 2017 |
|---|
| Account Number | 41634 |
|---|---|
| Old Parcel Number | 081H-27 -238/00.00 |
| Street Address | 304 VINCA CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6528 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT N-3 THORNBERRY - BLK N @ REU NION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 27 |
| Legal Subdivision | THORNBERRY BL N REUNION |
| Legal Block | N |
| Legal Lot Number | N-3 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 30301 |
304 Vinca Cv is owned and occupied by an individual who acquired it in January 2026.
Source: Madison County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Dec 6, 2024 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Jan 30, 2026 | Warranty Deed, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Mar 31, 2020 | Deed of Trust, Mortgage TRUSTMARK NAT'L BK |
| Sep 20, 2017 | Warranty Deed, Subdivision Related Transfer TRUSTMARK NAT'L BK |
| Sep 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 14, 2017 | Loan Modification, Mortgage COMMUNITY BK/MS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 |
| Deed Sale | Jan 30, 2026 |
| Prior Sale | Sep 20, 2017 |
| Deed Document Number | 1045044 |
| Deed Book / Page | 4642 / 406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | JERNIGAN COPELAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 306 YMCA CV, MADISON, MS 39110 |
| Document Number | 004627/743 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 4627/743 |
| Instrument | 1042395 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 004504/394 |
|---|---|
| Date | Dec 6, 2024 |
| Book Page | 4504/394 |
| Instrument | 1015329 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GRENADA, MS 38901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 30, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 30, 2026 |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 004642/406 |
| Book / Page | 4642 / 406 |
| Map Reference | MB 1910 PG 49 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 1045044 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 120, BENOIT, MS 38725-0120 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 004642/409 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 4642/409 |
| Instrument | 1045045 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GREENVILLE, MS 38702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 0000888207 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 VINCA CV MADISON MS 391106528, MADISON, MS 39110-6528 |
| Document Number | 0000888207 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 003834/000711 |
| Instrument | 888207 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 31, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 20, 2017 |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 0000821138 |
| Book / Page | 003524 / 000715 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 821138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 VINEA CV MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 821140 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 003524/000728 |
| Instrument | 821140 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 20, 2017 |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 0000821137 |
| Book / Page | 003524 / 000713 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 821137 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 304 VINCA CV, MADISON, MS 39110-6528 |
| Document Number | 0000809528 |
| Book / Page | 003461 / 000187 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
| Document Number | 0000809528 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 003461/000187 |
| Instrument | 809528 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Term | 12 Months |
|---|---|
| Due | Mar 29, 2018 |
The 2025 property tax bill for 304 Vinca Cv was $5,244 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,244.00 Homeowner's exemption | $47,583 | $475,830 Land $90,000 Building $385,830 |
| 2024 | $5,244.00 (-14.06%) | ||
| 2023 | $6,102.00 Homeowner's exemption | $47,583 | $475,830 Land $90,000 Building $385,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Vinca Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Vinca Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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