304 Union St, Monroe, GA 30655 Property Records

Walton County property record for 304 Union St, Monroe, GA 30655

Property Summary

Property Type	Commercial
Details	1,150 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jan 2022)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0110-202`

Property Details

APN / Parcel Number

Primary APN	`M0110-202`
Alternative APN	`16086`

Interior

Stories	1 Story
Building Area	1,150 sqft Total Area
1st Floor Area	1,150 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16086
Street Address	304 UNION ST
City	MONROE
State	GA
Zip	30655-2449
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	LOT
Legal Subdivision	09129-MONROE NBHD/SPOT
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1051
Census Tract	110301

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25 UPLAND CT, OXFORD, GA 30054-2919
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK
Jan 13, 2022	Warranty Deed, Transfer
Jan 13, 2022	Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	0000050761
Deed Book / Page	5076 / 1
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	304 UNION ST, MONROE, GA 30655-2449
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 UNION ST, MONROE, GA 30655-2449

Mortgage

Document Number	0050760000000003
Date	Feb 9, 2022
Book Page	0000005076/0000000003
Instrument	2022002263

Lender

Name	CADENCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 13, 2022
Property Address	304 UNION ST, MONROE, GA 30655-2449
Document Number	0050760001
Book / Page	5076 / 1
Instrument Date	Jan 13, 2022
Instrument	2022-000281
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 UPLAND CT, OXFORD, GA 30054-2919

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 13, 2022
Property Address	304 UNION ST, MONROE, GA 30655-2449
Document Number	0050760001
Book / Page	5076 / 1
Instrument Date	Jan 13, 2022
Instrument	2022-000281
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 UPLAND CT, OXFORD, GA 30054-2919

Mortgage

Document Number	2022002263
Date	Jan 13, 2022
Instrument	2022002263

Lender

Name	CADENCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00 (+44.4%)	$134,160 (+43.52%) Land $22,680 Building $111,480	$335,400 (+43.52%) Land $56,700 Building $278,700
2023	$3,268.00 (-98.59%)	$93,480 (+58.66%) Land $22,680 Building $70,800	$233,700 (+58.66%) Land $56,700 Building $177,000
2022	$232,039.00	$58,920 Land $10,040 Building $48,880	$147,300 Land $25,100 Building $122,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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