Wicomico County property record for 304 Union Ave, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,884 sqft · built 1988 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Jan 2018) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-070958 |
| Primary APN | 09-070958 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,884 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,751 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 187 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 070958 |
|---|---|
| Street Address | 304 UNION AVE |
| City | SALISBURY |
| State | MD |
| Zip | 21801-3660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | BL A L 3-8,751SQ FT 304 UNION AVENUE SUMTER POINT SUB SEC ONE |
| Legal Subdivision | UNION AVENUE SUMTER POINT SUB |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 9, SALISBURY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 200 |
Source: Wicomico County assessment roll, APN 09-070958, as of August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 08, 2018 | Deed, Transfer · Stand-Alone First Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2018 · Amount on Record |
| Deed Sale | Jan 08, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2002 · Amount on Record |
| Deed Document Number | 20184274-205 |
| Deed Book / Page | 4274 / 205 |
| Transfer Doc | 0021060520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Document Number | 0056170166 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 5617/166 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Jul 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Document Number | 0056030229 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 5603/229 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jul 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Document Number | 0050840164 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 5084/164 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jan 08, 2018 |
| Property Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Document Number | 0042740205 |
| Book / Page | 4274 / 205 |
| Map Reference | CAB AJS6 FO47-188 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 4274-205 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 UNION AVE, SALISBURY, MD 21801-3660 |
| Document Number | 4274213 |
|---|---|
| Date | Jan 08, 2018 |
| Instrument | 4274-213 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Wicomico County assessment roll as of August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Salisbury City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (+6.3%) | $286,000 (-) Land $27,700 Building $258,300 | |
| 2025 | $2,321.00 (+13.5%) | $254,000 (+23.84%) | $286,000 (+20.17%) Land $27,700 Building $258,300 |
| 2023 | $2,045.00 | $205,100 | $238,000 Land $27,700 Building $210,300 |
Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), as of April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 274 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Shenandoah Telecommunications Company.
Source: EPA Safe Drinking Water Information System, water system MD0220004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SALISBURY serves 30,343 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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