304 Twin Point Ct, Union, MO 63084 Property Records

Franklin County property record for 304 Twin Point Ct, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,629 sqft · built 1993
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,543 (2025)
Deeds & Mortgages	May 2020 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-4-19.1-0-005-031.130`

Property Details

APN / Parcel Number

Primary APN	`17-4-19.1-0-005-031.130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Patio Area	341 sqft

Location & Zoning

Street Address	304 TWIN POINT CT
City	UNION
State	MO
Zip	63084-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:16 TWIN LAKES
Legal Range	01W
Legal Township	43
Legal Section	19
Legal Subdivision	TWIN LAKES
Legal Block	5
Legal Lot Number	16
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	800605

Owner

304 Twin Point Ct is owned and occupied by two individuals who acquired it in April 2020.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	304 TWIN POINT CT, UNION, MO 63084-2864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Apr 28, 2020	Quit Claim Deed, Transfer NEW AMERICAN FNDG
Jul 28, 2017	Warranty Deed, Transfer NEW AMERICAN FNDG
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017
Deed Sale	Jul 28, 2017
Prior Sale	Aug 2, 2017
Deed Document Number	0000011409
Last Transfer Date	Apr 28, 2020
Transfer Doc	0000005884
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	304 TWIN POINT CT, UNION, MO 63084-2864
Document Number	0000008303
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 TWIN POINT CT UNION MO 630842864, UNION, MO 63084-2864

Mortgage

Document Number	0000008303
Date	Jun 3, 2020
Instrument	8303

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 28, 2020
Property Address	304 TWIN POINT CT, UNION, MO 63084-2864
Document Number	0000005884
Instrument Date	Apr 22, 2020
Instrument	5884
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 TWIN POINT CT UNION MO 630842864, UNION, MO 63084-2864

Mortgage

Document Number	5885
Date	Apr 28, 2020
Instrument	5885

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 28, 2017
Property Address	304 TWIN POINT CT, UNION, MO 63084-2864
Document Number	0000011409
Instrument Date	Jul 28, 2017
Instrument	11409
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 TWIN POINT CT UNION MO 630842864, UNION, MO 63084-2864

Mortgage

Document Number	11410
Date	Jul 28, 2017
Instrument	11410

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 2, 2017
Property Address	304 TWIN POINT CT, UNION, MO 63084-2864
Document Number	0000011687
Instrument Date	Jul 28, 2017
Instrument	11687
Transaction Type	Transfer
Record Updated	Aug 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 TWIN POINT CT UNION MO 630842864, UNION, MO 63084-2864

Tax Assessment & Valuation

The 2025 property tax bill for 304 Twin Point Ct was $2,543.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00	$48,163	$253,490 Land $28,000 Building $225,490
2023	$2,173.00 (-4.57%)	$40,822	$214,850 Land $28,000 Building $186,850
2022	$2,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Twin Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Twin Point Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Twin Point Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures