304 Tropical Way, Freeport, FL 32439 Property Records

Walton County property record for 304 Tropical Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 2006
Lot Size	0.333 acres (14,535 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2024)
Tax Bill	$2,592 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-1S-19-23033-00A-0110`

Property Details

APN / Parcel Number

Primary APN	`33-1S-19-23033-00A-0110`
Alternative APN	`1073020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,319 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,535 sqft (0.333 acres)
Lot Dimensions	19 ft deep x 7.6 ft wide
Garage Type	Finished
Garage Area	378 sqft

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1073020
Street Address	304 TROPICAL WAY
City	FREEPORT
State	FL
Zip	32439-4790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A BRANDON OAKS 2ND ADD PB 16-76 OR 2715-2308 OR 2835-4161 OR 3223-2408 OR 3317-2264
Legal Range	19W
Legal Township	01S
Legal Section	33
Legal Subdivision	BRANDON OAKS
Legal Block	A
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1041
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 TROPICAL WAY, FREEPORT, FL 32439-4790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 30, 2018	Deed of Trust, Mortgage · VA Mortgage US BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	20240007660
Deed Book / Page	3317 / 2264
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 5, 2024
Property Address	304 TROPICAL WAY, FREEPORT, FL 32439-4790
Document Number	0033172264
Book / Page	3317 / 2264
Map Reference	MB 16 PGS 76
Instrument Date	Mar 1, 2024
Instrument	20240007660
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	BRASLOW TITLE LLC, BRADLEY TITLE ELC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13094 DOGWOOD DR NE, THORNVILLE, OH 43076-9195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 DUNE LAKES CIR UNIT J105, J105, SANTA ROSA BEACH, FL 32459-8397

Mortgage

Document Number	0033172266
Date	Mar 5, 2024
Instrument	3317/2266

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2021
Property Address	304 TROPICAL WAY, FREEPORT, FL 32439-4790
Document Number	0032232408
Book / Page	3223 / 2408
Map Reference	MB 16 PG 76-76D
Instrument Date	Oct 29, 2021
Instrument	20210054593
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2232 INDA AVE, PENSACOLA, FL 32526-8834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3391 OUTVILLE RD, GRANVILLE, OH 43023-9433

Mortgage

Document Number	0032232410
Date	Nov 2, 2021
Instrument	3223/2410

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	304 TROPICAL WAY, FREEPORT, FL 32439-4790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030803563
Date	Jul 30, 2018
Book Page	3080/3563
Instrument	2018000025328

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	304 TROPICAL WAY, FREEPORT, FL 32439-4790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 INDA AVE, PENSACOLA, FL 32526-8834

Mortgage

Document Number	0031740489
Date	Dec 18, 2020
Book Page	3174/489
Instrument	20200052185

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,290 (-4.31%) Land $50,000 Building $234,290	$284,290 (-4.31%) Land $50,000 Building $234,290
2024	$2,592.00 (+1.81%)
2023	$2,546.00 (+6.66%)	$297,094 (+9.69%) Land $32,648 Building $264,446	$297,094 (+9.69%) Land $32,648 Building $264,446
2022	$2,387.00	$270,849 Land $36,239 Building $234,610	$270,849 Land $36,239 Building $234,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tropical Way

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