304 Tree Top Dr, Four Seasons (Lake Ozark), MO 65049 Property Records

Camden County property record for 304 Tree Top Dr, Four Seasons, MO 65049

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · built 1978
Lot Size	0.048 acres (2,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,864 (Jun 2026)
Tax Bill	$396 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01 8.0 33.0 000.0 001 011.000`

Property Details

APN / Parcel Number

Primary APN	`01 8.0 33.0 000.0 001 011.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Lot Area	2,112 sqft

Location & Zoning

Street Address	304 TREE TOP DR
City	FOUR SEASONS
State	MO
Zip	65049
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 23
Legal Range	16W
Legal Township	40N
Legal Section	33
Legal Subdivision	TREE TOP VILLAGE DEV
Legal Unit	23
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1057
Census Tract	950102

Owner

Source: Camden County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5293 BAYVIEW CT, OSAGE BEACH, MO 65065-3143
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Apr 30, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE SE
Apr 15, 2026	Warranty Deed, Transfer SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE SE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Apr 15, 2026
Deed Document Number	2026
Deed Book / Page	927 / 233
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jun 1, 2026
Document Number	0927000233
Book / Page	927 / 233
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5293 BAYVIEW CT, OSAGE BEACH, MO 65065-3143

Mortgage

Document Number	0359000678,
Date	Jun 1, 2026
Book Page	359/678

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Jun 1, 2026
Document Number	0359000678
Book / Page	359 / 678
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5293 BAYVIEW CT, OSAGE BEACH, MO 65065-3143

Mortgage

Document Number	0359000678,
Date	Jun 1, 2026
Book Page	359/678

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Apr 30, 2026
Document Number	0925000931
Book / Page	925 / 931
Instrument Date	Apr 15, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE SE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 TREE TOP DR, LAKE OZARK, MO 65049
Investor	Possibly a Property Investor

Mortgage

Document Number	0359000294,
Book Page	359/294

Lender

Agreement

Type	Stand-Alone First Mortgage

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Apr 15, 2026
Property Address	304 TREE TOP DR, FOUR SEASONS, MO 65049
Document Number	0925000108
Book / Page	925 / 108
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TITLE SE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 TREE TOP DR, LAKE OZARK, MO 65049-6800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Village Of Four Seasons
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$396.00 (-1%)	$7,490 (-)	$39,421 (-)
2023		$7,490 (-)	$39,421 (-)
2022	$400.00	$7,490	$39,421

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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